Featured Articles

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Millions of American Homeowners Could Refinance and Save with HARP

This post brought to you by Quicken Loans. All opinions are 100% mine.

by Clayton Closson.

You read that title correctly.

An estimated 2.7 million American households could refinance to today’s mortgage rates (which are near historic lows, in case you haven’t been paying attention) through the gov’s HARP program. And they can do it even if they owe more money than their home is worth. Up to 200%. But they aren’t. And we don’t know why.

Why don’t they want to lower their mortgage payment?

Why don’t they want to shorten the term of their loan?

15

How I Saved $25/Month With One Call to My Cable Company

Some people see cable TV as a luxury. Others see it as a waste of money. Like the majority of people, I fall somewhere between the two extremes. Regardless of how you feel about cable TV, you should do whatever it takes to save money on your cable services.

A couple of months ago I reviewed my budget and decided it was time to cut back on my cable bill. I don’t mind paying for this expense, but I realized that over time I kept adding to my cable services and my monthly bill had become exorbitant. I was paying for services that I didn’t really need. As a result, I decided to make some changes and the changes I made will save me $300 over the next year. Some step-by-step tips to cut your cable bill by $25 a month include:

7

3 Used Car Negotiation Tactics That Can Help You Save

From a financial perspective, buying a used car as opposed to a brand new car is beneficial in a number of ways. Not only is the asking price lower, but you are in a position to avoid the massive depreciation in value that occurs during the first year of new car ownership.

Of course, just because you are saving money by purchasing used does not mean you should agree to pay the sticker price. There are steps you can take to negotiate a better deal – so why not save even more money?

7

The 13 Most Commonly Overlooked Tax Deductions

With tax time right around the corner, many people are starting to get all their filing information together, such as receipts, donation records, bank statements, and 1099 forms. And while it’s important to make sure you have all the relevant documents so you can file your taxes correctly, it’s just as important to be sure you don’t skip any deductions which you may be eligible for. So before you send that paperwork in to the IRS come April, make sure you aren’t missing any of these 13 most commonly overlooked tax deductions.

5

Your Bank Account Full Of Time – How Are You Spending It?

The other day I came across a saying that made me really give thought to the amount of time I have left in my life and what I want to do with it. Comparing the time I have left to accomplish my goals to the balance in a dwindling bank account made me really reflect on the similarities between the two. Here is part of this saying:

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