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	<title>Comments on: Dave Ramsey Baby Step 5 &#8211; College Funding For Children.</title>
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	<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/</link>
	<description>A place to discuss money...for the rest of us.</description>
	<lastBuildDate>Sun, 22 Nov 2009 15:21:57 -0500</lastBuildDate>
	
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		<title>By: Dave Ramsey&#8217;s Baby Step 4: Invest 15% for Retirement</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-34688</link>
		<dc:creator>Dave Ramsey&#8217;s Baby Step 4: Invest 15% for Retirement</dc:creator>
		<pubDate>Fri, 23 Oct 2009 00:55:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-34688</guid>
		<description>[...] your house. Dave’s plan is for you to not only build up your retirement fund, but also help with college funding (if applicable) and get that house paid off early.  On the other hand, if you decide to contribute [...]</description>
		<content:encoded><![CDATA[<p>[...] your house. Dave’s plan is for you to not only build up your retirement fund, but also help with college funding (if applicable) and get that house paid off early.  On the other hand, if you decide to contribute [...]</p>
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		<title>By: Four Benefits of Your New Budget</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-33526</link>
		<dc:creator>Four Benefits of Your New Budget</dc:creator>
		<pubDate>Tue, 21 Jul 2009 13:44:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-33526</guid>
		<description>[...] How do you think you can ever reach them if you don&#8217;t have a plan? It may be retirement, college funding, getting out of debt, or buying a car or a home. It could be saving for that bass boat or china [...]</description>
		<content:encoded><![CDATA[<p>[...] How do you think you can ever reach them if you don&#8217;t have a plan? It may be retirement, college funding, getting out of debt, or buying a car or a home. It could be saving for that bass boat or china [...]</p>
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		<title>By: * Dave Ramsey&#8217;s Baby Steps Explained</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-32395</link>
		<dc:creator>* Dave Ramsey&#8217;s Baby Steps Explained</dc:creator>
		<pubDate>Wed, 08 Apr 2009 02:06:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-32395</guid>
		<description>[...] (ESAs) versus a 529 plan.Here are a few articles that discuss Baby Step 5 Baby Step 5 at Dave RamseyDave Ramsey Baby Step 5 - College Funding For Children at My Two DollarsHow much to save for a baby’s college education? at Sense to SaveSaving Money [...]</description>
		<content:encoded><![CDATA[<p>[...] (ESAs) versus a 529 plan.Here are a few articles that discuss Baby Step 5 Baby Step 5 at Dave RamseyDave Ramsey Baby Step 5 &#8211; College Funding For Children at My Two DollarsHow much to save for a baby’s college education? at Sense to SaveSaving Money [...]</p>
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		<title>By: david</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25327</link>
		<dc:creator>david</dc:creator>
		<pubDate>Wed, 12 Mar 2008 15:33:29 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25327</guid>
		<description>Thanks kentuckyliz !</description>
		<content:encoded><![CDATA[<p>Thanks kentuckyliz !</p>
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		<title>By: kentuckyliz</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25318</link>
		<dc:creator>kentuckyliz</dc:creator>
		<pubDate>Wed, 12 Mar 2008 12:23:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25318</guid>
		<description>Another strategy if you haven&#039;t/couldn&#039;t save/invest ahead of time: get a job at a college that has tuition remission bennies for dependents of employees.

In a previous position, my secretary had just left a higher paying job to work for our college because she had four kids graduating from high school over the next four years, and she wanted to put them through college.  Her employee benefit covered their private college tuition (although financial aid and self-pay had to cover dorm, meal plan, books).  Worth about $13k per year per kid.  

My sister started working for a college to get health insurance coverage for her family--they&#039;re farmers--and had been out of the paid workforce for 20 years!  She is an executive assistant to the academic VP and her oldest son just graduated high school last year and is attending college there &quot;free&quot; on tuition remission.

It&#039;s a good time for Mom to go back to work--the kids are older anyway, and the tuition remission can really set up the parents and the kids for prosperity without huge debts and strain.

You don&#039;t have to be a college professor or professionally trained staff member or administrator--these bennies are open to all employees, so get a maintenance staff job if that&#039;s what your qualified for.

BTW the tuition remission benefit is not just for the college where you work--they usually participate in a consortium of participating colleges so check the list for all your options.</description>
		<content:encoded><![CDATA[<p>Another strategy if you haven&#8217;t/couldn&#8217;t save/invest ahead of time: get a job at a college that has tuition remission bennies for dependents of employees.</p>
<p>In a previous position, my secretary had just left a higher paying job to work for our college because she had four kids graduating from high school over the next four years, and she wanted to put them through college.  Her employee benefit covered their private college tuition (although financial aid and self-pay had to cover dorm, meal plan, books).  Worth about $13k per year per kid.  </p>
<p>My sister started working for a college to get health insurance coverage for her family&#8211;they&#8217;re farmers&#8211;and had been out of the paid workforce for 20 years!  She is an executive assistant to the academic VP and her oldest son just graduated high school last year and is attending college there &#8220;free&#8221; on tuition remission.</p>
<p>It&#8217;s a good time for Mom to go back to work&#8211;the kids are older anyway, and the tuition remission can really set up the parents and the kids for prosperity without huge debts and strain.</p>
<p>You don&#8217;t have to be a college professor or professionally trained staff member or administrator&#8211;these bennies are open to all employees, so get a maintenance staff job if that&#8217;s what your qualified for.</p>
<p>BTW the tuition remission benefit is not just for the college where you work&#8211;they usually participate in a consortium of participating colleges so check the list for all your options.</p>
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		<title>By: Evaluating Dave Ramsey&#8217;s Total Money Makeover &#8212; Which Baby Step is Right for You?</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25313</link>
		<dc:creator>Evaluating Dave Ramsey&#8217;s Total Money Makeover &#8212; Which Baby Step is Right for You?</dc:creator>
		<pubDate>Wed, 12 Mar 2008 01:04:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25313</guid>
		<description>[...] David of My Two Dollars covers this step and points out that there&#8217;s nothing that says a parent has to pay for their c.... [...]</description>
		<content:encoded><![CDATA[<p>[...] David of My Two Dollars covers this step and points out that there&#8217;s nothing that says a parent has to pay for their c&#8230;. [...]</p>
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		<title>By: &#160; An Analysis on the Seven Baby Steps for Obtaining Wealth by Dave Ramsey&#160;by&#160;Money Crashers</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25301</link>
		<dc:creator>&#160; An Analysis on the Seven Baby Steps for Obtaining Wealth by Dave Ramsey&#160;by&#160;Money Crashers</dc:creator>
		<pubDate>Tue, 11 Mar 2008 00:54:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25301</guid>
		<description>[...] Step 5 - College funding for children at My Two Dollars [...]</description>
		<content:encoded><![CDATA[<p>[...] Step 5 &#8211; College funding for children at My Two Dollars [...]</p>
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		<title>By: Prime Time Money: Big Winner Roundup &#124; Prime Time Money</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25281</link>
		<dc:creator>Prime Time Money: Big Winner Roundup &#124; Prime Time Money</dc:creator>
		<pubDate>Sun, 09 Mar 2008 05:39:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25281</guid>
		<description>[...] My Two Dollars presents thoughts on Dave Ramsey&#8217;s baby step #5. [...]</description>
		<content:encoded><![CDATA[<p>[...] My Two Dollars presents thoughts on Dave Ramsey&#8217;s baby step #5. [...]</p>
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		<title>By: PT</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25280</link>
		<dc:creator>PT</dc:creator>
		<pubDate>Sun, 09 Mar 2008 03:00:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25280</guid>
		<description>I totally agree with your take on this.  We plan on helping our kids (when we have them) but only after we&#039;ve taken care of everything else.

I look at my student loan debt and smile thinking of how little in interest it&#039;s cost me (they were subsidized) and how much I&#039;ve been afforded b/c of them.</description>
		<content:encoded><![CDATA[<p>I totally agree with your take on this.  We plan on helping our kids (when we have them) but only after we&#8217;ve taken care of everything else.</p>
<p>I look at my student loan debt and smile thinking of how little in interest it&#8217;s cost me (they were subsidized) and how much I&#8217;ve been afforded b/c of them.</p>
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		<title>By: Dave Ramsey&#8217;s Baby Steps: M-Network Style &#124; I've Paid For This Twice Already...</title>
		<link>http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-steps-peace-university-step-5/comment-page-1/#comment-25252</link>
		<dc:creator>Dave Ramsey&#8217;s Baby Steps: M-Network Style &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Fri, 07 Mar 2008 10:07:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/2008/03/04/dave-ramsey-baby-step-5/#comment-25252</guid>
		<description>[...] My Two Dollars tackles Baby Step 5: Saving for college for your kids. Ramsey makes the point that you need to save for retirement first (Baby Step 4) because your children have options for college, and you don&#8217;t have as many for retirement. But if you can save for college for your kids, the no-debt guru advocates helping your kids start off their adult lives with no debt as well. David shares his experience in his post with having parents who helped with his college education. [...]</description>
		<content:encoded><![CDATA[<p>[...] My Two Dollars tackles Baby Step 5: Saving for college for your kids. Ramsey makes the point that you need to save for retirement first (Baby Step 4) because your children have options for college, and you don&#8217;t have as many for retirement. But if you can save for college for your kids, the no-debt guru advocates helping your kids start off their adult lives with no debt as well. David shares his experience in his post with having parents who helped with his college education. [...]</p>
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