Meet The M-Network: An Interview With Dough Roller.


Over the course of the last 8 Wednesdays, I have posted interviews with the other members of the M-Network so you can get to know them a little bit better. If you don’t already read these sites, you really should check them out! To be fair I am going in alphabetical order by site name, and last but not least is Dough Roller.

So DR, when did you start Dough Roller and why?

The Dough Roller started in May 2007. I started the blog because I love to write, and because I enjoy studying personal finance and investing. As a kid, I watched my parents make a complete mess of their finances, and I vowed not to repeat their mistakes.

How much time do you spend each week on your site?

Too much! I’m up at 5 am every morning and work for about 2 hours. I write almost every day at lunch. I try not to work on the blog at all during the evening because that’s family time, but sometimes I’ll spend a few minutes in the evening on the site. Including weekends, I probably spend a total of about 20 hours a week on the site.

For other people contemplating starting their own personal finance sites, what are a few tips you could offer them?

The absolute most important piece of advice I can give is write about something you truly love. You’ll be spending a lot of time on the topic, and if you don’t have a passion for it, it will come through in your writing and you won’t enjoy what the experience at all. Beyond that, read everything you can about blogging, including the technology behind the blogs, the social aspects of blogging, and monetizing your site if that’s one of your goals.

What are the most essential habits that you’ve formed to achieve your financial goals?

The most important habit is regular investments. This requires living below your means, of course. But for me, consistent investments have gotten us to a point where we are quite comfortable. We’re not rich by any definition of the word, but we could survive without income for many years, and that’s a great feeling. So invest early, and invest often.

What achievement are you most proud of in the last 12 months?

From a blogging perspective, it would have to be the simple fact that I’ve kept up with the blog and continued to post the best articles that I can. It’s an incredible amount of work, and there have been times I’ve wanted to quit.

What would you consider the single most important thing people can do for their finances?

Folks probably get tired of hearing this from personal finance bloggers, but the single most important thing is to live below your means. Do this, invest the difference, and you’ll gradually develop a financial freedom the brings with it a lot of peace. Don’t do this, and your money (or lack thereof) will control you for the rest of your life. It’s kind of like the red and blue pills in The Matrix–the choice is yours.

If you had to pick three of your own posts to call your “favorites”, which would they be?

That’s a tough question to answer, but if I had to pick, here they are in no particular order:

1. What A Financially Painful Childhood Can Teach You about Money

2. The Ultimate Guide to 401(k) and IRA Retirement Accounts

3. How To Find Healing From A Deep Financial Wound

Thanks DR! And be sure to stay tuned for next Wednesday, as I have a surprise in store!

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Comments (2)

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  1. Dough Roller says:

    David, thanks for posting the interview.

  2. […] The Dough Roller – 0% Balance Transfer Credit Cards: The 10 Commandments of Responsible Borrowing. If you need to transfer some credit card debt to take advantage of 0% interest, here is a great primer! Be sure to check out this interview with Dough Roller. […]