Comments on: Thankful For Health Insurance Yet Again.

By: Op-Ed: My Experience & Why We Need Healthcare Reform A.S.A.P. | My Two Dollars

Sat, 01 Nov 2008 05:16:20 +0000

[...] soon as we were getting closer and closer to having everything paid off, I got another surprise – a melanoma on my leg had to be removed and I had to have surgery to have a golf-ball sized hole taken out around the spot. Ka-ching went [...]

By: david

david — Sun, 10 Aug 2008 15:22:16 +0000

It is quite scary, and I hope I can even get private insurance again after my 2 issues. Thanks for the comment MITBeta….

By: MITBeta @ Don't Feed The Alligators

MITBeta @ Don't Feed The Alligators — Sun, 10 Aug 2008 15:11:54 +0000

@david: “It’s a shame we even have to worry about coverage, but the fact is that our govt has no interest in making sure the citizens are healthy. It’s quite an embarrassment compared to the rest of the world.”

Having just seen Sicko, I wholeheartedly agree with this statement. What scares me is that I have insurance, but still have to worry about whether it will cover any calamity that may befall us… like the woman in the film who was denied cancer treatment because she was “too young to have that kind of cancer…”

By: Book Review And Giveaway: Stay Healthy, Live Longer, Spend Wisely.

Book Review And Giveaway: Stay Healthy, Live Longer, Spend Wisely. — Wed, 06 Aug 2008 15:30:48 +0000

[...] Intelligent Choices in America’s Healthcare System” by David Liu, M.D.. With all my medical issues lately, reading through this book gave me some advice about health and personal finance that I had [...]

By: friday roundup #4 | we like money

friday roundup #4 | we like money — Fri, 01 Aug 2008 12:03:12 +0000

[...] David from My Two Dollars sets a prime example of why health insurance is important and why he’s thankful for having it. I agree with him completely as I’ve had some [...]

By: David

David — Tue, 29 Jul 2008 21:39:26 +0000

Haven’t seen what the fees are yet, but since I have spent almost $5K of my own money on medical bills since November, I am hoping that most of the stuff they needed to do will be covered as my deduct. has been met.

By: Another Personal Finance Blog

Another Personal Finance Blog — Tue, 29 Jul 2008 21:20:06 +0000

Had a couple moles removed a few months ago. Both cancer free, but one had the “potential to develop into cancer.” While that was good news, one of the incisions, which was almost two inches long, opened up and became infected. Had to incur extra costs to fix it and now am left with a gaping scar on my back. I am having the charges reviewed to see if I can be compensated for my troubles. Have you negotiated any of your fees? I have heard many successfully have.

Hope this is a one-time event for you!

By: david

david — Tue, 29 Jul 2008 17:31:27 +0000

tiffanie, wow, that is quite a story. It’s a shame we even have to worry about coverage, but the fact is that our govt has no interest in making sure the citizens are healthy. It’s quite an embarrassment compared to the rest of the world. Hope you are able to maintain your condition with medicine!

By: Sam

Sam — Tue, 29 Jul 2008 08:25:44 +0000

Other than having a health insurance, you can also move to other countries with better universal care (canada, new zealand, paris) *laughs*

By: tiffanie

tiffanie — Tue, 29 Jul 2008 07:27:22 +0000

i hear ya. I used to complain about the cost of health insurance, but figured it was best to have it, and I’m glad I did. Last October I started having really bad back/shoulder/neck pain and it got so bad I couldn’t even tilt my head forward due to the muscles tightening up so badly. Doctors couldn’t figure out what was wrong. I went to a chiropractor. I did physical therapy. I was put on pain meds and muscle relaxers and lidocaine patches. Nothing helped. Then I started getting a rash up both of my legs. And then I started getting canker sores in my mouth and nose. I was having a lot of GI problems and ended up in the ER with a GI bleed. Finally, in February I was diagnosed with a very rare autoimmune disorder called Behcet’s. My doctor had never even heard of it. I now see specialists roughly ever 6-8 weeks to monitor my blood count and such due to meds, and I’ve had more blood drawn than I care to think about. I’m on about 6 medications a day, including 2 very expensive ones for joint pain and stomach ulcers.

I’m 24 years old and without my medical insurance I would have surely racked up thousands upon thousands of dollars over the past 9 months. Even with insurance I’ve spent a few grand!

To sum it all up…I agree that people really need insurance because stuff like this happens and once day you can feel find and the next you can be up to your neck in hospital bills. Great article, and I’m glad to hear that you’re ok!