I know it sounds counter-intuitive, but if you are carrying debt around that you are paying interest on, you can, with some discipline, get out of debt faster by transferring any and all balances to a 0% interest card. This is partially how we got out of debt, by transferring money around to 0% interest cards. That way, your payments are all going right towards the principal, so the debt pile goes down that much quicker over time. If you can score a 6, 12 or 15 month 0% interest balance transfer offer, that can go a long way to helping you get out of debt! So in order to maybe help you out, I have assembled some 0% interest balance transfer offers here…but a word to the wise: if you go this route, transfer the balances and then lock up your credit cards. The worst thing you could do is transfer all your stuff over and then rack up more debt! The first card on the list has the longest 0% interest time – 15 months.
Use your credit wisely and it will pay you back handsomely!