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	<title>Comments on: How Little Changes Can Add Up To Thousands Of Saved Dollars.</title>
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	<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/</link>
	<description>A place to discuss money...for the rest of us.</description>
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		<title>By: Rodolfo</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-31009</link>
		<dc:creator>Rodolfo</dc:creator>
		<pubDate>Tue, 13 Jan 2009 00:26:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-31009</guid>
		<description>A nit-pick on your math, but a significant one.  You add up your savings as if stopping an activity nets you 100% savings.  While I agree eating out daily for $15 can be saved by not eating out, you don&#039;t save the WHOLE $15 by changing this habit.  You still have to eat something for lunch and unless you can locate yourself 240+ free lunches a year Monday-Friday it will cost you something therefore reducing your savings.  I&#039;ll be willing to say food from home would be 25%-50% on average of what it costs to eat out but it does cost something to eat lunch.

All in all except for some dubious 100% savings by changing habits a good article.</description>
		<content:encoded><![CDATA[<p>A nit-pick on your math, but a significant one.  You add up your savings as if stopping an activity nets you 100% savings.  While I agree eating out daily for $15 can be saved by not eating out, you don&#8217;t save the WHOLE $15 by changing this habit.  You still have to eat something for lunch and unless you can locate yourself 240+ free lunches a year Monday-Friday it will cost you something therefore reducing your savings.  I&#8217;ll be willing to say food from home would be 25%-50% on average of what it costs to eat out but it does cost something to eat lunch.</p>
<p>All in all except for some dubious 100% savings by changing habits a good article.</p>
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		<title>By: Studenomics</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30539</link>
		<dc:creator>Studenomics</dc:creator>
		<pubDate>Sun, 07 Dec 2008 17:52:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30539</guid>
		<description>Smoking is by far the biggest waste of money, followed by being too lazy to make your own food. The amount of money that people I know spend on food is beyong believable. It bothers me so much because people always complain about money and then when they arrive to school/work their bags are empty. My bag is always full of sandwhiches and food for the day. The other killer is going to fancy restaurants for steak! What is so hard about cooking up a steak in the barbeque and hanging out with friends?</description>
		<content:encoded><![CDATA[<p>Smoking is by far the biggest waste of money, followed by being too lazy to make your own food. The amount of money that people I know spend on food is beyong believable. It bothers me so much because people always complain about money and then when they arrive to school/work their bags are empty. My bag is always full of sandwhiches and food for the day. The other killer is going to fancy restaurants for steak! What is so hard about cooking up a steak in the barbeque and hanging out with friends?</p>
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		<title>By: Weekly Roundup - Christmas Tree Edition &#124; Cash Money Life &#124; Cash Money Life</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30534</link>
		<dc:creator>Weekly Roundup - Christmas Tree Edition &#124; Cash Money Life &#124; Cash Money Life</dc:creator>
		<pubDate>Sun, 07 Dec 2008 13:01:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30534</guid>
		<description>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars. The little changes mentioned in this article can save you thousands of dollars each year. [...]</description>
		<content:encoded><![CDATA[<p>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars. The little changes mentioned in this article can save you thousands of dollars each year. [...]</p>
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		<title>By: Andy @ Retire at 40</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30533</link>
		<dc:creator>Andy @ Retire at 40</dc:creator>
		<pubDate>Sun, 07 Dec 2008 10:54:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30533</guid>
		<description>Great ways of saving a little each and every day. I consider things like this to be &lt;a href=&quot;http://retire-at-40.blogspot.com/2008/09/10-little-sacrifices-which-make-big.html&quot; rel=&quot;nofollow&quot;&gt;Little Sacrifices which make a Big Difference&lt;/a&gt; and some of our lists are similar.

I think stopping my lunch every day with co-workers really made a big difference to me. It&#039;s amazing how much healthier I eat and feel too! That&#039;s just an added bonus of making it myself.</description>
		<content:encoded><![CDATA[<p>Great ways of saving a little each and every day. I consider things like this to be <a href="http://retire-at-40.blogspot.com/2008/09/10-little-sacrifices-which-make-big.html" rel="nofollow">Little Sacrifices which make a Big Difference</a> and some of our lists are similar.</p>
<p>I think stopping my lunch every day with co-workers really made a big difference to me. It&#8217;s amazing how much healthier I eat and feel too! That&#8217;s just an added bonus of making it myself.</p>
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		<title>By: Link Love: I&#8217;m Overwhelmed Edition &#124; Remodeling This Life</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30521</link>
		<dc:creator>Link Love: I&#8217;m Overwhelmed Edition &#124; Remodeling This Life</dc:creator>
		<pubDate>Sat, 06 Dec 2008 11:02:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30521</guid>
		<description>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars [...]</description>
		<content:encoded><![CDATA[<p>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars [...]</p>
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		<title>By: The Friday Gathering - Learning new things edition</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30506</link>
		<dc:creator>The Friday Gathering - Learning new things edition</dc:creator>
		<pubDate>Fri, 05 Dec 2008 12:25:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30506</guid>
		<description>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars. [...]</description>
		<content:encoded><![CDATA[<p>[...] How Little Changes Can Add Up To Thousands Of Saved Dollars. [...]</p>
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		<title>By: Nicki</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30492</link>
		<dc:creator>Nicki</dc:creator>
		<pubDate>Thu, 04 Dec 2008 14:06:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30492</guid>
		<description>We&#039;ve cut back on a lot of little things and I truly believe it makes a big difference, especially at the grocery store. I use coupons and stick to only what we need and maybe one treat. You would not believe how much I save.</description>
		<content:encoded><![CDATA[<p>We&#8217;ve cut back on a lot of little things and I truly believe it makes a big difference, especially at the grocery store. I use coupons and stick to only what we need and maybe one treat. You would not believe how much I save.</p>
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		<title>By: David</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30490</link>
		<dc:creator>David</dc:creator>
		<pubDate>Wed, 03 Dec 2008 21:30:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30490</guid>
		<description>25% of the population smokes - I would say that&#039;s a hefty amount of people. And quitting saves a ton of money, so I am at a loss as to why that should not be a way to save money for those 25% of all people...</description>
		<content:encoded><![CDATA[<p>25% of the population smokes &#8211; I would say that&#8217;s a hefty amount of people. And quitting saves a ton of money, so I am at a loss as to why that should not be a way to save money for those 25% of all people&#8230;</p>
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		<title>By: Here&#8217;s a great article from over at mytwodollars.com&#8230; &#124; Undertrader</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30488</link>
		<dc:creator>Here&#8217;s a great article from over at mytwodollars.com&#8230; &#124; Undertrader</dc:creator>
		<pubDate>Wed, 03 Dec 2008 20:10:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30488</guid>
		<description>[...] Check it out here at Mytwodollars.com. [...]</description>
		<content:encoded><![CDATA[<p>[...] Check it out here at Mytwodollars.com. [...]</p>
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		<title>By: Chelo</title>
		<link>http://www.mytwodollars.com/2008/12/03/how-little-changes-can-add-up-to-thousands-of-saved-dollars/comment-page-1/#comment-30486</link>
		<dc:creator>Chelo</dc:creator>
		<pubDate>Wed, 03 Dec 2008 20:01:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=1796#comment-30486</guid>
		<description>Great tips.  Don&#039;t forget things like making coffee at home instead of buying it elsewhere. And the almighty coupons...if you are going out to eat why not use a 2 for 1 coupon.  This is also a great way to try new places. Don&#039;t forget the coupons for your groceries.  I continually save $$ being a coupon clipper.</description>
		<content:encoded><![CDATA[<p>Great tips.  Don&#8217;t forget things like making coffee at home instead of buying it elsewhere. And the almighty coupons&#8230;if you are going out to eat why not use a 2 for 1 coupon.  This is also a great way to try new places. Don&#8217;t forget the coupons for your groceries.  I continually save $$ being a coupon clipper.</p>
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