Comments on: 5 Tips For Optimizing Credit Card Rewards.

By: Four Pillars Investing

Four Pillars Investing — Sun, 07 Dec 2008 03:43:25 +0000

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By: Weekly Round Up: Preparing for a Vacation — Green Panda Treehouse

Weekly Round Up: Preparing for a Vacation — Green Panda Treehouse — Sat, 06 Dec 2008 21:59:17 +0000

[...] 5 Tips For Optimizing Credit Card Rewards [...]

By: PremiumSecret.com - 5 Tips For Optimizing Credit Card Rewards. | My Two Dollars

Fri, 05 Dec 2008 06:48:53 +0000

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By: 5 Tips For Optimizing Credit Card Rewards. | My Two Dollars | definedebt.com

Fri, 05 Dec 2008 02:13:57 +0000

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Fri, 05 Dec 2008 00:51:26 +0000

[...] 5 Tips For Optimizing Credit Card Rewards. | My Two Dollars [...]

By: DCH

DCH — Thu, 04 Dec 2008 22:24:09 +0000

The only thing that matters to me on credit cards is the rewards, since I pay it off in full each month. My Chase Freedom card gives 3% cash back on each month’s top 3 (out of 15) categories, and 1% cash back on everything else. And, much like what was pointed out in this article, once I let it accumulate high enough ($200), I get an additional $50 bonus. That definitely makes it worthwhile to save up and get the extra $50 instead of cashing out more frequently in smaller amounts. The only catch is that the cash rebates earned each month expire after three years, then they’re lost. I use the card for almost everything I can, just to save a few percent off of everything I buy, so I reach the $200 mark within that time to get the $50 bonus.

By: 5 Tips For Optimizing Credit Card Rewards. | My Two Dollars

5 Tips For Optimizing Credit Card Rewards. | My Two Dollars — Thu, 04 Dec 2008 18:23:46 +0000

[...] Original post by unknown [...]

By: PT

PT — Thu, 04 Dec 2008 16:55:40 +0000

@FFB – Good point. Make sure you get the most bang for your buck.

@Christina – I agree. Paying it off in full is a must if your going to count on reward.

By: Christina

Christina — Thu, 04 Dec 2008 14:29:35 +0000

I totally agree with Free From Broke… Don’t get the merchandise… it costs way more in points than it would to just get a gift card and buy it yourself.

We put all of our regular bills – phone, internet, cell phone, satellite TV, on our rewards card. All major purchases and internet shopping goes on the card, as does all of our gas purchases.

We always pay our card off in FULL every single month. We use our rewards for gifts during the holiday season.

By: FFB

FFB — Thu, 04 Dec 2008 14:22:36 +0000

Shop around the different offers from your card. For my Amex some gift cards are a better value than others. For example I would get more value redeeming my points for a Pottery Barn gift certificate than for an American Express gift certificate.

Also, many cards offer products that you can buy with the points. Research the true prices of the items before you pick them. You may find out you’re getting less value for some items than others.