Archive for February, 2009

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Money Quote Friday – Money Itself Becomes The Problem Edition.

When money is seen as a solution for every problem, money itself becomes the problem.

- Richard Needham

Have a great weekend everyone.

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Shop With These Geeky Money-Saving Tools.

Shopping online is becoming more and more convenient in terms of time and money saving – the key is to be up-to-date with new tools and hacks the web offers to us. Let’s have a look at most creative ways to shop on a budget. Couponing and budget shopping tools are numerous. They vary from cool free applications to huge services and portals. They key is not to try to keep up with every site you manage to find but to apply a smart approach: make the most of just a few cool tools.

Is Your Life Fiction Or Non-Fiction?

Are your life choices and decisions based in reality or fiction? Do you feel entitled to a better standard of living than you can currently afford? Are you deep in debt because of it? These are questions I always ask myself when I see stories of people living in trailer parks but driving $40,000 cars, school bus drivers living in $800,000 homes, or single women having 14 children when they are on welfare.

What, If Anything, Have You Given Up During This Recession?

Every day on the news (which I really need to stop watching, to be honest), there are stories about families giving up this or that due to the continuing downturn in the economy. As I mentioned the other day, we have not really felt that much of an impact yet due to where we live and what we do for a living, but people are really struggling out there. Some are giving up “luxury” expenses, like nights at the movies, while others are selling their second cars and making due with just one. Each situation is different, of course, dependent upon income level, job security, location, size of family, etc.. But as I see each of these stories, I cannot help but give some thought to the things that I would definitely give up immediately if we were in a financial bind due to the economy, and this is what I came up with:

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Nature Provides Very Cheap Weekend Entertainment.

During this weekend, I spent nearly all my daytime hours in the outdoors. Saturday, I took the Jeep for a long ride through a canyon, a forest, a flat mesa and over a stream or two. I brought some food, some water, my chair and my camera and had an incredibly enjoyable day siteseeing all sorts of places I had not gone to since we moved here. I watched hawks flying overhead and diving down to pick up rabbits, I saw fishermen angling for trout swimming in a deep river by the side of the road, and I sat out in my camping chair with a good book at an overlook checking out the entire valley below. The sun was shining, the breeze was blowing, trees and ground shrub were slowly getting back their green, and I was truly entertained and relaxed. Total cost of my Saturday? $9 for gasoline.

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