Archive for March, 2009

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Wall Street Using Bailout To Stage A Revolution?

I just finished reading this entire article in Rolling Stone and…wow. I don’t agree with 100% of everything that is written in it, but it sure takes a hard look (from a different angle than most of us have been looking) at the banking crisis, government involvement in said crisis, and the AIG debacle. I recommend everyone read all the way through it, and then we can discuss here in the comments as I would love to hear your thoughts on this. Here are some excerpts that really hit me:

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government
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Sunday Money Roundup – Spring Is Here Edition.

However, it sure doesn’t feel like it. The thunderstorms are a nice touch, but the snow and hail are a bit much for Spring, don’t you think? The cat has been enjoying the yard, I started doing some planting, and I even changed out the screens in the windows – all to see snow return. Guess you never can tell what Mother Nature will do, huh? Anyway, here are the articles that caught my eye this past week…

Cash Money Life has a Pertuity Direct Peer to Peer Lending Review.

My Dollar Plan talks about How to Manage Money in Your Marriage.

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favorite links
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And The Winner Of “Nobody Wants A Million Dollars” Is…

Earlier this week I started a giveaway for a copy of “Nobody Wants a Million Dollars: How to View Money as a Personal Finance Tool Instead of a Life Goal by Dan Holt, and readers had the rest of the week until this morning to leave a comment on the post to gain an entry. Well, the giveaway is now closed and the winner, chosen at random, is Tight Fisted Miser. Congrats TFM, and please be on the lookout for an email from me asking for your mailing address so I can get this out to you. If you didn’t win, don’t fret – I have another book giveaway coming up in a few weeks, so be ready to enter!

giveaways
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Money Quote Friday – Deserve Honors Edition.

“It is better to deserve honors and not have them than to have them and not deserve them.“

-Mark Twain



That one is for the folks at AIG getting bonuses and retention payments for driving the company into the ground. Have a great weekend…

quotes
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I Owe, I Owe, It’s Off…Oh Forget It, I Owe The IRS Money. Again.

So, my taxes are being filed this week – and I owe money again. Granted, I would rather owe money than get a refund, for sure, as that would mean I gave the government use of my money interest-free all year long! Being self-employed certainly has its benefits in terms of working when I want and for how long I want, taking time off whenever I choose, and spending afternoons outside in the yard instead of stuck in a cubicle. But in exchange for such freedom comes the responsibility of paying taxes myself all year, as I don’t have an employer taking it out every week automatically. I also have to pay a 15% self-employment tax to cover what an “employee” would typically be paying into Social Security. On a regular old paycheck, the employer pays 7.5% and the employee pays 7.5%, but when you are self-employed you have to pay the entire thing yourself (although you can then deduct 50% of that in your taxes somewhere – I leave that to my brother the accountant).

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taxes
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