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	<title>Comments on: Adding Up All Those Fees, Charges, And Taxes.</title>
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	<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/</link>
	<description>A place to discuss money...for the rest of us.</description>
	<lastBuildDate>Mon, 23 Nov 2009 05:09:30 -0500</lastBuildDate>
	
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		<title>By: david</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32567</link>
		<dc:creator>david</dc:creator>
		<pubDate>Mon, 20 Apr 2009 16:01:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32567</guid>
		<description>FICA and Medicare are not taxes, they are for a service that you and I will benefit from. It&#039;s not a &quot;normal&quot; tax and fee, it&#039;s paying into a system.</description>
		<content:encoded><![CDATA[<p>FICA and Medicare are not taxes, they are for a service that you and I will benefit from. It&#8217;s not a &#8220;normal&#8221; tax and fee, it&#8217;s paying into a system.</p>
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		<title>By: AnnJo</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32561</link>
		<dc:creator>AnnJo</dc:creator>
		<pubDate>Mon, 20 Apr 2009 14:52:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32561</guid>
		<description>I&#039;m very much against hiding ANY taxes from the taxpayers.  If you don&#039;t know what government is costing and how it is being paid for, how can you judge whether it&#039;s doing its job?  And although the choices in politicians are pretty poor, what choice there is has to be made.  

There are plenty of hidden taxes you didn&#039;t mention:

1.  The so-called &quot;employer&#039;s share&quot; of FICA and Medicare, which is really paid by the employee.  (The only difference between the employer share and the employee share is that the employee doesn&#039;t pay income taxes on the employer share.

2.  Gas taxes - I think they&#039;re at or above 50 cents a gallon now, between state and federal.

3.  Property taxes.  If you&#039;re a renter, you never are told the amount of property tax you are paying.  I own a rental property, and a full 33% of the rent goes to property taxes.  If you&#039;re an owner but pay your property taxes through your mortgage company, there&#039;s a good chance you have little idea how much you really pay in taxes.  (By the way, you already are paying for your library through your local property taxes.  Mine costs me about $128 a year.  Leave a donation if you want, but don&#039;t feel obligated.)</description>
		<content:encoded><![CDATA[<p>I&#8217;m very much against hiding ANY taxes from the taxpayers.  If you don&#8217;t know what government is costing and how it is being paid for, how can you judge whether it&#8217;s doing its job?  And although the choices in politicians are pretty poor, what choice there is has to be made.  </p>
<p>There are plenty of hidden taxes you didn&#8217;t mention:</p>
<p>1.  The so-called &#8220;employer&#8217;s share&#8221; of FICA and Medicare, which is really paid by the employee.  (The only difference between the employer share and the employee share is that the employee doesn&#8217;t pay income taxes on the employer share.</p>
<p>2.  Gas taxes &#8211; I think they&#8217;re at or above 50 cents a gallon now, between state and federal.</p>
<p>3.  Property taxes.  If you&#8217;re a renter, you never are told the amount of property tax you are paying.  I own a rental property, and a full 33% of the rent goes to property taxes.  If you&#8217;re an owner but pay your property taxes through your mortgage company, there&#8217;s a good chance you have little idea how much you really pay in taxes.  (By the way, you already are paying for your library through your local property taxes.  Mine costs me about $128 a year.  Leave a donation if you want, but don&#8217;t feel obligated.)</p>
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		<title>By: Abby</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32543</link>
		<dc:creator>Abby</dc:creator>
		<pubDate>Sat, 18 Apr 2009 12:38:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32543</guid>
		<description>Taxes and fees come from a staggering number of sources.  Simplifying taxes sounds like a good idea - except that it often doesn&#039;t reflect the complicated reality of modern life.

For example, back in the 1930s, Congress mandated that all telephone companies providing interstate service have to contribute to the Universal Service Fund.  It was initially designed to make sure that schools, libraries and other public services received telephone service, plus to ensure that rural areas - where costs would be much higher - could be connected at reasonable rates.

It&#039;s usually passed on as a fee to consumers on our bill.  But even if it didn&#039;t stand out as a separate tax and fee, it would be added into our calculated rate somehow.

And while it is tempting to say, &quot;Okay, telephone lines have been run EVERYWHERE since the 1930s, why not drop the fee?&quot; the simple truth is that ongoing maintenance is required to keep our phone lines up - and that&#039;s a public safety issue, as well as one of access.  Without the fund, the cost would still exist - and be paid somehow, by some authority. 

I&#039;m not sure I want those things hidden.  They&#039;re baffling, but right now I have the option of spending hours to figure out what my bill covers.  If it were all wrapped up in my usage fees, I might not be able to see it.  

I don&#039;t think that&#039;s actually better.</description>
		<content:encoded><![CDATA[<p>Taxes and fees come from a staggering number of sources.  Simplifying taxes sounds like a good idea &#8211; except that it often doesn&#8217;t reflect the complicated reality of modern life.</p>
<p>For example, back in the 1930s, Congress mandated that all telephone companies providing interstate service have to contribute to the Universal Service Fund.  It was initially designed to make sure that schools, libraries and other public services received telephone service, plus to ensure that rural areas &#8211; where costs would be much higher &#8211; could be connected at reasonable rates.</p>
<p>It&#8217;s usually passed on as a fee to consumers on our bill.  But even if it didn&#8217;t stand out as a separate tax and fee, it would be added into our calculated rate somehow.</p>
<p>And while it is tempting to say, &#8220;Okay, telephone lines have been run EVERYWHERE since the 1930s, why not drop the fee?&#8221; the simple truth is that ongoing maintenance is required to keep our phone lines up &#8211; and that&#8217;s a public safety issue, as well as one of access.  Without the fund, the cost would still exist &#8211; and be paid somehow, by some authority. </p>
<p>I&#8217;m not sure I want those things hidden.  They&#8217;re baffling, but right now I have the option of spending hours to figure out what my bill covers.  If it were all wrapped up in my usage fees, I might not be able to see it.  </p>
<p>I don&#8217;t think that&#8217;s actually better.</p>
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		<title>By: lvlc @ FromMomToMom</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32526</link>
		<dc:creator>lvlc @ FromMomToMom</dc:creator>
		<pubDate>Fri, 17 Apr 2009 02:23:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32526</guid>
		<description>You have a point! I am glad I am not the only one who thinks that way! Is ridiculous how we are taxed over money we already pay taxes for. :( But we didn&#039;t made the rules. The people who made them, did it thinking we are dumb and we don&#039;t notice details like this! Oh, well!</description>
		<content:encoded><![CDATA[<p>You have a point! I am glad I am not the only one who thinks that way! Is ridiculous how we are taxed over money we already pay taxes for. <img src='http://www.mytwodollars.com/wp-includes/images/smilies/icon_sad.gif' alt=':(' class='wp-smiley' />  But we didn&#8217;t made the rules. The people who made them, did it thinking we are dumb and we don&#8217;t notice details like this! Oh, well!</p>
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		<title>By: David</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32520</link>
		<dc:creator>David</dc:creator>
		<pubDate>Thu, 16 Apr 2009 21:05:28 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32520</guid>
		<description>Who exactly is raising taxes?</description>
		<content:encoded><![CDATA[<p>Who exactly is raising taxes?</p>
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		<title>By: Tyler</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32519</link>
		<dc:creator>Tyler</dc:creator>
		<pubDate>Thu, 16 Apr 2009 19:48:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32519</guid>
		<description>@david:

Unless we switched to a flat tax higher than 15%, then we would be raising the taxes on such individuals.</description>
		<content:encoded><![CDATA[<p>@david:</p>
<p>Unless we switched to a flat tax higher than 15%, then we would be raising the taxes on such individuals.</p>
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		<title>By: david</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32518</link>
		<dc:creator>david</dc:creator>
		<pubDate>Thu, 16 Apr 2009 19:00:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32518</guid>
		<description>But that&#039;s not exactly true. Remember, you get a huge deduction right off the top on your taxes, plus any of your own deductions. So while it may look like it, come tax day it&#039;s not really that high.  That being said, no one is raising taxes on anyone in the 15% tax bracket, so you don&#039;t really have anything to worry about.</description>
		<content:encoded><![CDATA[<p>But that&#8217;s not exactly true. Remember, you get a huge deduction right off the top on your taxes, plus any of your own deductions. So while it may look like it, come tax day it&#8217;s not really that high.  That being said, no one is raising taxes on anyone in the 15% tax bracket, so you don&#8217;t really have anything to worry about.</p>
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		<title>By: Ben</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32517</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Thu, 16 Apr 2009 18:54:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32517</guid>
		<description>&quot;They tax you coming and going&quot;

Last year, I looked into the taxes (only &quot;taxes&quot; identified on bills) and determined that my tax burden was nearly 60%. 
Let me explain... I added the payroll taxes deducted from my paycheck, the sales taxes on store receipts, the taxes on utility bills, property taxes, excise taxes, income taxes (if my payroll tax withholdings fall short), self-employment taxes, and fuel taxes (included in $/gallon at the pump).

As a percent of my gross pay, my tax burden was nearly 60%. FYI--I&#039;m in the 15% income tax bracket and I spend 100% of my income. So for every $1 I make, 60 cents goes to pay taxes. And only 40 cents remains. Any tax increase will dirctly increase my tax burden. Wake up America!</description>
		<content:encoded><![CDATA[<p>&#8220;They tax you coming and going&#8221;</p>
<p>Last year, I looked into the taxes (only &#8220;taxes&#8221; identified on bills) and determined that my tax burden was nearly 60%.<br />
Let me explain&#8230; I added the payroll taxes deducted from my paycheck, the sales taxes on store receipts, the taxes on utility bills, property taxes, excise taxes, income taxes (if my payroll tax withholdings fall short), self-employment taxes, and fuel taxes (included in $/gallon at the pump).</p>
<p>As a percent of my gross pay, my tax burden was nearly 60%. FYI&#8211;I&#8217;m in the 15% income tax bracket and I spend 100% of my income. So for every $1 I make, 60 cents goes to pay taxes. And only 40 cents remains. Any tax increase will dirctly increase my tax burden. Wake up America!</p>
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		<title>By: Imee</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32511</link>
		<dc:creator>Imee</dc:creator>
		<pubDate>Thu, 16 Apr 2009 08:26:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32511</guid>
		<description>Hmm. I haven&#039;t tried that. I think I might be too scared to see all the taxes in my bills and whatnot, and totaling how much taxes I&#039;ve paid for the entire year. I&#039;m not against taxes either, but sometimes I can&#039;t help but wonder if I&#039;m paying too much.</description>
		<content:encoded><![CDATA[<p>Hmm. I haven&#8217;t tried that. I think I might be too scared to see all the taxes in my bills and whatnot, and totaling how much taxes I&#8217;ve paid for the entire year. I&#8217;m not against taxes either, but sometimes I can&#8217;t help but wonder if I&#8217;m paying too much.</p>
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		<title>By: Slinky</title>
		<link>http://www.mytwodollars.com/2009/04/15/adding-up-all-those-fees-charges-and-taxes/comment-page-1/#comment-32509</link>
		<dc:creator>Slinky</dc:creator>
		<pubDate>Wed, 15 Apr 2009 21:09:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.mytwodollars.com/?p=2007#comment-32509</guid>
		<description>I vote for repealing the 16th amendment. The representatives who let that pass are criminals. There&#039;s a reason the sort of income tax we have now was originally unconstitutional.</description>
		<content:encoded><![CDATA[<p>I vote for repealing the 16th amendment. The representatives who let that pass are criminals. There&#8217;s a reason the sort of income tax we have now was originally unconstitutional.</p>
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