Do you have “enough”? Are you working extra hard to buy extra stuff that you don’t actually need? How many hours of your working day go towards unnecessary expenses? Could you work less hours if you required less stuff? Wanted less stuff? Had less stuff?
Phew! What a day yesterday was. I cleaned the whole house, from top to bottom, whilst watching my Red Sox beat the Angels. I stayed inside all day because it snowed and/or rained all day, so I really got a lot done. Sometimes you just need to do a thorough cleaning. I think today I will sit down and just read and watch TV, so while I do that, here are some articles that caught my eye this past week:
Cash Money Life talks about How Much Life Insurance Should You Buy?
Free From Broke has 9 Ways To Save On Baby Costs.
Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the Pulaski Bank Visa Card, which offers a 0% APR for 6 Months applied to Balance Transfers, and an APR purchase rate of only 6.50% (If you are reading this by RSS, you might have to click through to see all the details)
Have a great weekend everyone.
First of all, because Bank of America is still in business…for now. So many banks have folded and/or merged that I am glad that BofA is still around. I have been a customer since 1995 when I moved to California from Massachusetts (before BofA was even in MA) and have always had great luck with them. As with any business, there are people who have had bad experiences with them, but I have never had a problem (knock on wood). However, when we moved to New Mexico last year, I had a choice to make as there was no BofA here at all. The closest branch is 23 miles away, and the next closest is 39 miles away. Kind of a long drive to do your banking, especially in the winter when mountain roads become kind of scary. After investigating several of our local, small-town banks, we chose to continue to bank with BofA and to start doing most of our banking by mail. I know I have written about “shopping local” before, and how it can benefit the community, and I feel the same about banks. Unfortunately though, our local banks don’t offer anything near what bigger banks do, and what they do offer they nickel and dime you for. So, we stayed with our original bank, and here are a few reasons why:
