Money Quote Friday – Help Humanity Forward Edition.
- Albert Einstein
Have a nice weekend everyone…
Have a nice weekend everyone…
“A man and his wife had the good fortune to possess a goose which laid a golden egg every day. Lucky though they were, they soon began to think they were not getting rich fast enough and imagining the bird must be made of gold inside, they decide to kill it in order to secure the whole store of precious metal at once. But when they cut it open they found it was just like any other goose. Thus they neither got rich all at once, as they had hoped, nor enjoyed any longer the daily addition to their wealth.“ (Dwight Edwards Marvin, The Antiquity of Proverbs, (New York: G.P. Putnam’s Sons, 1922) p. 188)
Now that we are about 1/2 way through 2009, it’s time to adjust the withholding numbers on your paycheck, says Kiplinger.com Most of us pay the majority of our taxes due in the 1/2 half of the year, which means that if you leave your withholding at the same level for the second 1/2 of the year, you might be overpaying…and then you get a refund come 2010. Personally, I don’t like getting a refund, as it means just that – I lent my money to the government interest-free for at least 6 months! I always aim to either break even or owe a little bit come tax time, which is pretty easy for me to do because I am self-employed and I don’t have any W-4 forms to fill out for employers – I track all my own income and taxes paid. But for someone working for a company, you have to file a revised W-4 form with your employer that asks them to reduce your withholding for the rest of the year. The more allowances you claim on the form, the less taxes get taken out.
While you might not be considering buying a new car in this economy, plenty of people are…and there are some amazing deals to be had. From thousands off invoice, to 0% financing, to “turn-in” programs and even monthly stipends, car manufacturers are doing all they can to get you to buy a new car. But before you go shopping, you might want to check out the 2009 list of the best cars according to Consumer Reports, so you can at least check out the ones they recommend. To earn a recommendation, each car must have good test scores, good safety scores, and average or better predicted reliability based on owner surveys. Let’s take a look at the 10 best for 2009:
A VERY small town. One of those places where everyone knows everyone else, so you cannot really give someone the finger for driving too slow or talk badly about someone for fear that the person you are talking to is related to said person. However, there is one thing that really gets a lot of attention in a town like this – you, the customer. When your entire populace is about the size of a large inner-city high school, every person that comes into your place of business is of the utmost importance…at least they should be. But some business owners don’t understand that yet, and they probably also don’t realize the danger of “word of mouth” in a town like this.