Archive for May, 2009

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Taking The Cheap Way Out On Medical Issues Costs More Later.

My wife has been going to the dentist a lot this year. The reason? She has a bunch of faulty fillings from years ago that have gone bad and required a lot of work to fix. While we have dental insurance, it only covers a percentage of any work done (other than cleanings) so we have had to pay a pretty penny out of pocket for the work. Really it’s being paid for a second time, as my wife already paid for this work years ago at one of those dental clinics that are a lot cheaper than a regular dentist. In her effort to save money that she didn’t have, she paid a really bad clinic to do really bad dental work. Turns out it doesn’t save much in the long run if you have to pay even more later to fix what they did!

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saving
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Reader Question: What Damages Your Credit Score The Most?

Reader Phillip writes: “In this economy, I am concerned about getting a loan for a car and a house because of tighter lending restrictions being put out by lenders. If I am trying to build up my credit score, what kinds of things should I be doing to avoid damaging my score?”

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credit
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EverFi Teaches Young People About Money Through Online Games.

While I am not a proponent of encouraging students to spend even more time playing games online, even I might be convinced by what these guys have come up with. EverFi is an online financial literacy education platform/game that is designed to teach Generation Y about being financially responsible. From CNN:

EverFi offers a five-hour series of Web tutorials that let students explore real-world settings, from the floor of the New York Stock Exchange to a used-car dealership, while absorbing lessons about saving money, earning interest and managing debt. As students acquire new skills, the software encourages them to play a SimCity-style game in which they control characters’ spending habits, reaping the rewards of good choices and suffering the consequences of bad ones.

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education
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5 Ways To Start Decluttering Your Life & Home.

Although I wrote part of this post over 2 years ago, the techniques still stand for how to get started in cleaning up and eliminating clutter in your home. I am a big believer that decluttering can make you feel better and ease a lot of stress in your life, but that might be because I am slightly OCD about it. But if you are looking for a way to get started in your house, try some of these tips on for size…

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organization
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Sunday Money Roundup – Used Motorcyle Edition.

Now that warm weather has arrived, my yearly longing for a motorcycle has cropped up again. Every year I think “this will be the year” when I finally get my license and a cheap used bike…and then another year passes without doing it. Will this be the year? Where I live there is so much open space and scenery that owning a bike would make for some amazing weekend trips. One of these days I guess I will have to give in, no? On to the roundup…

My Dollar Plan has 6 Job Search Tips for New College Grads. They will need all the help they can get!

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