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By David
Money Quote Friday – Size Of Your Funeral Edition.
Ain’t that the truth. Have a great weekend everyone…
Archive for May, 2009
By David
Carrying Consumer Debt Is The American Way.
In case no one noticed, there is a continually growing debt problem here in this country, especially with the economy the way it is. Americans are putting themselves further into a hole that while it seemed shallow at first, continues to get deeper and deeper the longer unpaid debt racks up interest. There is approximately $2.5 TRILLION in outstanding consumer debt on mortgages, credit cards, auto loans and student loans. That number almost seems fake and I think that is what contributes to the American attitude towards debt; the “we can handle it” syndrome. Well, guess what…we can’t anymore! Here are some of the reasons I think why we are in this sinking hole and how all this debt is going to hurt even more in this economy.
By David
Don’t Forget To Live Today While Planning For The Future.
Retirement, Emergency Funds, Education, Health Care, Life Insurance – the worrying never ends, does it? Most people spend so much time focusing on the future that they forget that their life is happening right now…not tomorrow, not in 20 years, but right now. This is it – this is your life. There are no second chances, no do-overs, no mulligans; so why are you only concentrating on the future instead of living your life today? I am all for trying to make sure I can survive comfortably (both financially and in health) to a nice old age, but I am not as concerned as some people I run into. A few years back I realized that while I was trying to plan for “then” and amass stuff and cash, I was missing out on actually living in the present. “Life is what happens to you while you’re busy making other plans.” That was me, and at some point I decided I didn’t want to miss it.
By David
New Passport Requirements As Of June 1, 2009.
As of June 1, 2009, passports or new passport cards will be required for land and sea, as well as air, travel to and from the United States. (Passport cards not acceptable for air travel) This includes visits to Canada, Mexico, Bermuda, most of the Caribbean and 16 other countries. You used to only need one for air travel, but now you need one of these ID’s for driving and or arrival by boat. I am a firm believer in having a passport even if you are not planning on traveling, as you just don’t know what kind of circumstances will come up, and it can take up to 2 months to get your passport approved. Just a friendly little FYI!
By David
Finding Salvaged Goods To Save Money On Remodeling Your Home.
Why pay new in-store prices for something that you can get at a fraction of the cost at a salvage store? Remodeling your house can cost a fortune if you are not careful with your budget, and in addition to the tips I mentioned a while ago about frugal redecorating, one place you should definitely check out for some of the bigger ticket items is a local salvage store. When other houses get remodeled or torn down, many times the deconstruction company takes the goods that are still in good shape to salvage companies, who then resell them back to the general public at a very reduced rate. Things like sinks, windows, light fixtures, cabinets, doors, and toilets often end up just waiting for reuse in someone else’s house. Not only do these types of places keep this stuff out of the landfill, but it also saves you money in the process of your remodel – something anyone who done this kind of work can vouch is very important!
