The title of this post is one of my favorite quotes from one of my favorite movies – Fight Club. The quote is from Tyler Durden, (and without telling you too much in case you haven’t seen the movie) who is anti-establishment and anti-consumerism…making it one of those movies that every person who feels the same should see just for his quotes alone!
For those of you looking to see just how much you know about credit, you should take this quiz from Credit Karma. A good credit score can save you thousands of dollars on a loan, but many consumers don’t know what makes up that three digit number or have any idea what’s in their credit report. Take this quiz to see just how smart you really are when it comes to this important aspect of your financial health. (Answers below)
1. What is the average credit card debt?
For the last 6.5 years, I have been a very happy customer of ING Direct. I have been keeping my emergency fund, my taxes account, and our “buy a home” savings accounts there and have never had any problems with them…well, except for their interest rate. There was a time in the past when they were paying more than anyone else, but in this economy and these times, their rate has been steadily dropping every few months. It is now down to a paltry 1.50% – and they no longer have the highest interest rate. And while their rate is higher than if you kept your money in a “regular” savings account at your local bank branch, I seem to get a notice from them quite often about it going lower. So now I have been on the lookout for an online savings account that pays more than 1.5%, and I only found two that were higher – HSBC Direct and Ally Bank, who pay 1.55% and 1.85% respectively. While HSBC’s rates are better than ING’s, Ally’s is even better – leading me to think it might be time to switch banks. But first, I needed to compare the banks…
Thanks to my trusty T. Rowe Price monthly newsletter for putting all the information I was wondering about in one place! The 2009 American Recovery & Reinvestment Act, designed and implemented to try to help get America moving forward again, has a bunch of different aspects to it that help out individual taxpayers that you might not know about. (I know I didn’t know the full scope of some of these before I read this in the newsletter!). So without further ado, here are some of the provisions in the American Recovery & Reinvestment Act that could directly affect or benefit you:
Happy Dads Day to all Dads – current, past, present, future, friend and foe!! And to my Dad, wherever you are when you leave this earth, hope you have a great day too! On to the roundup…
Cash Money Life has some great Free Online Money Management Tools
Five Cent Nickel is appealing his property tax assessment…which is something everyone should consider doing if you think it isn’t correct.
Money Ning asks “What is a true necessity?”
Gather Little By Little wants to help you save money while traveling.
The Digerati Life explains what your FICO score means to you.
