Archive for June, 2009

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Credit Card Research: TrueEarnings Costco & American Express Card.

Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the TrueEarnings® Card from Costco and American Express. The TrueEarnings Card is designed for Costco members who have average credit and plan to take advantage of the cash back reward program. The cash rebate amount varies according to where the cardholder makes the purchase; 1% is earned on general purchases, 2% is earned for travel-related purchases, and 3% is earned for restaurant and on gasoline purchases up to $3000 (1% thereafter). There is no limit to the amount of cash rebates that can be earned. (If you are reading this by RSS, you might have to click through to see all the details)

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credit
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Money Quote Friday – They Seem Half-Asleep Edition.

“So many people walk around with a meaningless life. They seem half-asleep, even when they’re busy doing things they think are important. This is because they’re chasing the wrong things. The way you get meaning into your life is to devote yourself to loving others, devote yourself to your community around you, and devote yourself to creating something that gives you purpose and meaning.” –Morrie Schwartz

I used to walk around half-asleep as well, doing a job I hated only because it provided a nice paycheck. 4 years ago I stopped doing so and have been much happier since. Don’t waste your life doing something you don’t enjoy just for the money – it’s not worth it. Have a great weekend.

quotes
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Using Evernote To Declutter My Life.

This is a post that originally appeared on one of my other sites, Simple. Organized. Life. .

I cannot believe I have not used this product before last week. Wow, just wow. If you have never heard of Evernote, you are going to want to investigate it very soon. Basically, it’s a free (there is a paid version which has a few more options) organization tool for almost anything you can think of that you can use on your desktop, on the web, and even on your iPhone – and it keeps them all in sync. Anything you upload to this app, from anywhere, is accessible from anywhere else. It is quite amazing. Since I probably cannot do it the explanatory justice it deserves, I am going to lift a bit of text from their site:

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organization
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When Spending The Money Is Worth The Cost.

This past weekend I helped friends move into the new house that they bought. And when I say “helped friends move”, I mean I lifted a few things here and there, arranged some furniture, and did some babysitting. I didn’t actually do the moving part of the weekend – my friends had hired professional movers to do the really hard work. My buddy and I went and picked up the U-Haul truck on Thursday night, and then the two movers took everything out of the old house

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saving
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Reader Question: Should I Get A 15 Or 30 Year Mortgage?

I received this question from Jennifer L. over the weekend - “My husband and I are about to start the pre-approval process for a home loan, and I was wondering what you thought of 15 year versus 30 year mortgages. We are considering and will probably qualify for either, but we are not sure which one to go with. Thanks so much!”

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real estate
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