Comments on: Tips For Improving Your Cash On Hand. http://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/ A place to discuss money...for the rest of us. Fri, 10 Feb 2012 05:21:23 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Samson Smithhttp://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/#comment-34342 Samson Smith Fri, 25 Sep 2009 07:03:25 +0000 http://www.mytwodollars.com/?p=2135#comment-34342 Great post, all are the perfect points, according to me there is a great possibility of unexpected expenses for which you should keep some money as emergency fund. Great post, all are the perfect points, according to me there is a great possibility of unexpected expenses for which you should keep some money as emergency fund.

]]> By: ctreithttp://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/#comment-33706 ctreit Thu, 06 Aug 2009 09:19:32 +0000 http://www.mytwodollars.com/?p=2135#comment-33706 We actually use our credit card extensively even for every day expenses, but we pay the balance off each month. I think the key thing is to use credit cards wisely - and to tailor one's financial habits to one's own and unique personality. (We incidentally just published a post about that topic. We actually use our credit card extensively even for every day expenses, but we pay the balance off each month. I think the key thing is to use credit cards wisely – and to tailor one’s financial habits to one’s own and unique personality. (We incidentally just published a post about that topic.

]]> By: Craighttp://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/#comment-33698 Craig Wed, 05 Aug 2009 18:19:48 +0000 http://www.mytwodollars.com/?p=2135#comment-33698 Budgeting will always help your cash in hand directly, because it will allow you to actually have more cash in hand. Budgeting will always help your cash in hand directly, because it will allow you to actually have more cash in hand.

]]> By: Davidhttp://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/#comment-33696 David Wed, 05 Aug 2009 17:14:46 +0000 http://www.mytwodollars.com/?p=2135#comment-33696 The best thing that I ever did on my way to digging myself out of debt was to develp the following mantra regarding credit cards: If you can't afford to pay it off by the time the bill is due, then you can't afford it. Period. Since adopting this, it doesn't matter to me whether I charge something or pay cash, and I also have not paid a dime in interest on my credit cards since. Actually, I try to charge everything now to take advantage of the rewards programs on my credit cards. The best thing that I ever did on my way to digging myself out of debt was to develp the following mantra regarding credit cards:

If you can’t afford to pay it off by the time the bill is due, then you can’t afford it. Period.

Since adopting this, it doesn’t matter to me whether I charge something or pay cash, and I also have not paid a dime in interest on my credit cards since.

Actually, I try to charge everything now to take advantage of the rewards programs on my credit cards.

]]> By: Monevatorhttp://www.mytwodollars.com/2009/08/05/tips-for-improving-your-cash-on-hand/#comment-33694 Monevator Wed, 05 Aug 2009 13:50:26 +0000 http://www.mytwodollars.com/?p=2135#comment-33694 I've heard people swear by paying for everything in cash as part of clawing out of debt. And I recall scientific research saying we do indeed pay less if we pay with a bundle of notes. Common sense perhaps (though you'll still need a check for big purchases) I’ve heard people swear by paying for everything in cash as part of clawing out of debt. And I recall scientific research saying we do indeed pay less if we pay with a bundle of notes. Common sense perhaps (though you’ll still need a check for big purchases)

]]>