Comments on: Blowing The “Eating Out” Budget Out Of The Water. http://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/ A place to discuss money...for the rest of us. Thu, 24 May 2012 23:41:30 +0000 hourly 1 http://wordpress.org/?v=3.3.2 By: Paula at CreditLaw.comhttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33976 Paula at CreditLaw.com Wed, 26 Aug 2009 20:23:39 +0000 http://www.mytwodollars.com/?p=2162#comment-33976 Personally, I fall into this trap often. Granted, I should do better but at least I am aware of it and I do not spend more than what I can afford. However, I deal with clients that regularly over-spend to the point that they must consider bankruptcy. Thankfully, many recognize their problem before it gets that far, but there have been a few that didn't, which is sad... Seeing these types of situations keeps me vigilant about my own personal spending habits. Personally, I fall into this trap often. Granted, I should do better but at least I am aware of it and I do not spend more than what I can afford.

However, I deal with clients that regularly over-spend to the point that they must consider bankruptcy. Thankfully, many recognize their problem before it gets that far, but there have been a few that didn’t, which is sad…

Seeing these types of situations keeps me vigilant about my own personal spending habits.

]]> By: Pamhttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33970 Pam Wed, 26 Aug 2009 15:29:22 +0000 http://www.mytwodollars.com/?p=2162#comment-33970 Well, I expect to do some eating out when there are visitors. So I just set aside some budget to Entertaining visitors and add some money every month to that and use that during the time I have visitors. Yes, there are times when I deplete and overspend that category, so it is not perfect, but works for me. Pam Well, I expect to do some eating out when there are visitors. So I just set aside some budget to Entertaining visitors and add some money every month to that and use that during the time I have visitors. Yes, there are times when I deplete and overspend that category, so it is not perfect, but works for me.

Pam

]]> By: kristenhttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33963 kristen Tue, 25 Aug 2009 23:41:18 +0000 http://www.mytwodollars.com/?p=2162#comment-33963 We've had the perfect storm of three birthdays (my son, my husband and I all have our birthdays within two weeks of each other), plus my Dad in town last weekend, my brother-in-law and his girlfriend in this weekend, and three kid birthday parties this month. We've spent more than planned on eating out AND groceries, plus birthday gifts. OUCH. We’ve had the perfect storm of three birthdays (my son, my husband and I all have our birthdays within two weeks of each other), plus my Dad in town last weekend, my brother-in-law and his girlfriend in this weekend, and three kid birthday parties this month.

We’ve spent more than planned on eating out AND groceries, plus birthday gifts.

OUCH.

]]> By: Craighttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33956 Craig Tue, 25 Aug 2009 18:17:13 +0000 http://www.mytwodollars.com/?p=2162#comment-33956 I have been the same way. Something about the summer that makes you want to get out more and do more eating out and happy hours that my budget has been deflated. Going to have to take it easy in the fall. I have been the same way. Something about the summer that makes you want to get out more and do more eating out and happy hours that my budget has been deflated. Going to have to take it easy in the fall.

]]> By: Annie Joneshttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33954 Annie Jones Tue, 25 Aug 2009 17:54:26 +0000 http://www.mytwodollars.com/?p=2162#comment-33954 There are a couple of times a year that we seem to go out to eat a lot more. One is between mid-November and New Year's Eve. Both Shane's birthday and my own are during this time, as well as holiday gatherings and happenings. The other time varies, but inevitably, there will be a period of a month or so when we completely blow that part of the budget, usually because we are busy or because we are doing traveling than usual. There are a couple of times a year that we seem to go out to eat a lot more. One is between mid-November and New Year’s Eve. Both Shane’s birthday and my own are during this time, as well as holiday gatherings and happenings.

The other time varies, but inevitably, there will be a period of a month or so when we completely blow that part of the budget, usually because we are busy or because we are doing traveling than usual.

]]> By: davidhttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33953 david Tue, 25 Aug 2009 16:56:17 +0000 http://www.mytwodollars.com/?p=2162#comment-33953 I agree - I only recently started budgeting, but I am accepting of the fact that things do change sometimes. And you have to let them go or they will drive you bananas! I agree – I only recently started budgeting, but I am accepting of the fact that things do change sometimes. And you have to let them go or they will drive you bananas!

]]> By: J&Bhttp://www.mytwodollars.com/2009/08/25/blowing-the-eating-out-budget-out-of-the-water/#comment-33952 J&B Tue, 25 Aug 2009 15:17:39 +0000 http://www.mytwodollars.com/?p=2162#comment-33952 Yes absolutely, like this month for instance. We have every good intention, but then (un)expected reasons come up and we end up off track. Not that I am trying to justify it, but this is how I like to look at it. If you are being responsible and careful financially in almost every other aspect, then you are allowed a few "luxuries" like this. Breaking the budget once in a while is okay, it makes you be more careful the next time and plan better. Yes absolutely, like this month for instance. We have every good intention, but then (un)expected reasons come up and we end up off track. Not that I am trying to justify it, but this is how I like to look at it. If you are being responsible and careful financially in almost every other aspect, then you are allowed a few “luxuries” like this. Breaking the budget once in a while is okay, it makes you be more careful the next time and plan better.

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