Archive for September, 2009

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Book Review & Giveaway: ‘Get Motivated!’ By Tamara Lowe.

This giveaway has ended.It’s time for another book review and giveaway, and for those of you seeking a little motivation, this one might be for you. Get Motivated! by Tamara Lowe claims to be able to help you Overcome any obstacle, Achieve any goal, and Accelerate your success – and she means it! Working to find your “unique motivational matrix”, the book can help in both your personal and business life by enabling you to see where your motivation comes from and then harnessing it to the best of your ability. While I am not normally one for these types of books, there were some pretty interesting ideas inside that I may be able to apply to my own life. I discovered that I am an “Internal” – people whose main focus is purpose and fulfillment rather than fame and fortune, who are emphatic and animated about the issues they have a passion for, and who can rouse others to contribute to causes they care about. That’s me to a T. And once you find out what kind of person you are, the book gives you some guidance on what kind of motivational DNA you have and what can work best for you. It was actually quite helpful!

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giveaways
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Pay Off Low-Balance Debt First For A Big Mental Boost.

There are many different schools of thought on the proper way to pay off your debt. Some say to start attacking the high-balance cards first, some say to go after the high-interest debt first, and some fall into my school of thought: start with the low-balance debt first. This is exactly how I started paying off my debt when I finally reached the point of “No More!”. I grabbed all my credit card statements, wrote down all the balances, and sent the most money that I could afford to the one with the lowest balance. Every other card on the list got the bare minimum payment until that first one was completely paid off (and even that one took a little while), and then I moved on to the one with the next lowest balance. Sure, this might have made the repayment of my debt take a little bit longer, and it might have cost me a little more in interest charges, but I did it this way for a few reasons:

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debt
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What Is COBRA Health Insurance?

COBRA insurance (short for Consolidated Omnibus Budget Reconciliation Act) is actually a Federal law that was put in place back in 1986, which gives workers and their families who lose their health benefits the right to continue group health benefits provided by their group health plan for a limited period of time. Companies with 20 or more employees must, by law, continue to offer group health insurance to former employees and family after voluntary or involuntary job loss, reduction in the hours worked, transition between jobs, death, divorce, and other life events. While you do have to pay up to 102% of the cost of the health insurance, if you have a pre-existing condition or a family to keep insured, it might be worth the cost until you land another job or find other health insurance options.

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insurance
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