Archive for October, 2009

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10 Ways To Increase The Value Of Your Home.

From an old torn-out page from Domino Magazine I found here in the house while packing things up, here is a list of the top ten most cost-effective renovations you can do to increase the value of your house. With foreclosures occurring at the rate of 1 every 13 seconds in this country, those looking to sell their house fast would do themselves a favor by looking at this list.

1. First impressions are key, so pay attention to your house’s approach – Paint, plants, etc.

2. Stick to cosmetic changes and stay away from major structural renovations that require permits or architects.

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real estate
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Cook Up A Plan For The Future In Three Easy Steps.

The following is a post from the guys over at PocketSmith, who developed a web-based calendar that forecasts your future cash position and who also invest 5% of subscriptions in micro-lending to entrepreneurs from poverty-stricken countries.


Create a simple and delicious financial plan for the coming 6 months, filled with good decisions and a satisfying payoff at the end.

Cook time: 10 minutes
ҬLevel: EasyӬ
Yield: Clairvoyance

Ingredients
- 1 free PocketSmith accountӬ
- Today’s bank balance”¨
- 1 estimated recurring incomeӬ
- 3 estimated recurring expenses

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education
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Mirror The Trades Of Financial Professionals With kaChing.

Not sure I would ever start doing this with my own money, but just came across a post at Lifehacker about kaChing, which lets you do the exact same trades as professional investors. Looks like it is an investment website that you can join, which used to just let you follow the trades of different professionals, but they just changed the site into a brokerage of sorts (although assets remain in your own account). Now you can have them automatically make all the trades that your favorite investing “genius” makes in real time:

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investments
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6 Easy Ways To Save Energy & Money At Your House.

CNN is running an article from Real Simple that outlines 6 simple ways to save some energy (and money) at home. While I wrote about 29 free or low cost ways to save energy and money in the past, you can never talk about it enough. So here is what they had to add to the conversation…

Seal sneaky leaks – Seal electrical outlets in the exterior walls of your house

Go with the flow – Install a high-performance showerhead. This uses 1½ gallons of water per minute (gpm) rather than 2½ gallons

Swap out bulbs – Replace incandescent bulbs with CFLs

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saving
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How To Save The Economy And Bring Back Prosperity…Tomorrow.

I am no economist (as anyone who reads this site can attest to), but I have come up with a solution I think will fix the economy the minute it gets implemented. My plan involves the interest rate we pay on any money we borrow and how much interest we earn on any money we save. While current average interest rates, for anything from car loans to mortgages run between 0% and 5.5%, my plan is this: reduce the interest charged on every loan other than mortgages to just 2%. That’s car loans, student loans, payment plans, credit cards, everything. All the talking heads want people to shop, consume, and prop up the economy, so there you go – reduce the interest rate on everything other than mortgages to just 2%. Surely, people would start financing and borrowing money to buy almost everything you can imagine. Voila – the talking head’s wet dream – consumers who are back to consuming!

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Lifestyle
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