This looks like a pretty good credit card if you are into cards that pay our rewards for usage. The Chase Sapphire card lets you use your reward points however you want – for things like paying yourself back for purchases you make, for travel with no blackout dates, or for restaurant dining certificates – and the points you earn have no caps, no limits, no expiration date. (Even my AA card miles will expire eventually, since I don’t fly anymore) You can earn 10,000 bonus points after your first purchase, the card has no annual fee, and you get 24/7 access to live, dedicated customer service advisors. Looking at the details, those 10,000 bonus points could be worth $100 in statement credits, so it’s a pretty good deal right off the top. I am happy with my Chase rewards card, but if I wasn’t and/or I was looking for a new rewards card, I might consider applying for this one too.