Archive for November, 2009

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Vehicle Tax Deductions For 2009 Tax Year.

Thinking of buying a new car in 2009 to get the tax benefits? Better act fast – you only have 60 or so days left before 2010! Because of the American Recovery and Reinvestment Act of 2009, any new car, light truck, recreational vehicle or motorcycle purchased between February 17 and December 31, 2009 is eligible for a state and local motor vehicle sales and excise taxes deduction on your federal tax return. To get the full deduction of the taxes, your new car must not have cost more than $49,500 and you must not have made more than $125,000 ($250,000 for joint filers) in 2009. Of course, you have to still pay the taxes due when you buy the car, but you do get the money back when you file your taxes in a few months.

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automotive
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After 16 Years, A Credit Card Account Gets Closed Without My Knowledge.

Since 1993, when I was still in college, I have had a credit card with a certain company. Right now they call themselves FIA/IBS, but over the years they have been called various things. Well, as I said I have had this card on my credit report for 16 years, making it the longest line of credit I still have had open – until last week when they decided to close my account without even telling me. The card hadn’t been used in about a year, as I only use my Chase Amtrak rewards card now, but I still wanted to keep the card open (due to how long I had had it) and figured I would use it every once in a while to make sure it stayed that way. But FIA/IBS did not see it that way and proceeded to just cancel and close the account…and the only way I found out was because I called to change the address on the card in preparation of my move to Colorado.

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credit
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10,000 Ultimate Rewards Points For Chase Sapphire Card Signup.

This looks like a pretty good credit card if you are into cards that pay our rewards for usage. The Chase Sapphire card lets you use your reward points however you want – for things like paying yourself back for purchases you make, for travel with no blackout dates, or for restaurant dining certificates – and the points you earn have no caps, no limits, no expiration date. (Even my AA card miles will expire eventually, since I don’t fly anymore) You can earn 10,000 bonus points after your first purchase, the card has no annual fee, and you get 24/7 access to live, dedicated customer service advisors. Looking at the details, those 10,000 bonus points could be worth $100 in statement credits, so it’s a pretty good deal right off the top. I am happy with my Chase rewards card, but if I wasn’t and/or I was looking for a new rewards card, I might consider applying for this one too.

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credit
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