Archive for February, 2010

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Sunday Money Roundup – AT&T Sent Me $2 Edition.

On Friday, I opened an envelope from AT&T, figuring it was some change in my terms and conditions. However, I was pleasantly surprised that it was a single piece of paper with two $1 bills inside it. They wanted to thank me for taking some survey I took a while ago, and thus the $2. While I appreciate the dough, I can’t help but wonder why they went to the trouble of having letters and addresses printed and spending money on postage – when they could have just credited my account the $2. This is the kind of wasted money that drives me bananas because I imagine it just increases our monthly bills somehow. Thanks for the $2 bucks guys, but next time, just credit my account and save yourselves (and me, in return) some money!

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favorite links
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Money Quote Friday – Never Begin Edition.

“Don’t be afraid your life will end; be afraid that it will never begin.” — Grace Hansen

What in the world are you waiting for? Start living today, and have a great weekend.

quotes
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The Secrets Of Living A Debt Free Life.

Most people refuse to accept that it is possible to live a debt free life. Are they right? Possibly not. Millions of people worldwide are free from the shackles of debt. There is no reason to believe that you can’t be one of them. Just keep in mind the following things:

- Learn to think smart: Always remember that “A penny saved is a penny earned”. So don’t be lazy; do some research, find out which store offers the same product at a cheaper price. A wise man never accepts the first offer. Whatever you buy make sure that you get yourself the best deal. Be rest assured that you won’t look like a miser.

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debt
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What Neighborhood Should You Live In?

Choosing where to “settle down” can be a daunting task. How are the schools? What’s the crime rate? How high are the taxes? Lucky for me, I suppose, is that I am not too interested in settling down anywhere – I kinda like moving every couple of years. But for many people, the idea of buying a home and getting settled for the long term is definitely a big goal on the To-Do list. If you haven’t already found your perfect place, you may want to check out the website NeighborhoodScout.com which lets you search neighborhoods across the U.S., using criteria like housing appreciate rates, crime scores, and school ratings. For example, I searched for my favorite place I have ever lived, Santa Monica, CA, and here is some of what the report came back with:

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real estate
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Citigroup May Refuse To Allow Customers To Withdraw Money.

Um, if you have a checking account with Citigroup, you may want to look into this. Supposedly it is only for accounts based in Texas, but what would stop them from doing it across the country? Seems that Citigroup sent out a letter to account holders stating that “We reserve the right to require (7) days advance notice before permitting a withdrawal from all checking accounts. While we do not currently exercise this right and have not exercised it in the past, we are required by law to notify you of this change.” How messed up is that? Personally, I would move my entire bank account somewhere else if my bank even mentioned that idea, but that’s just me. Texas or all 50 states, there is something that really stinks about this new policy. Who knows what it really means, but it still freaks the hell out of me.

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banking
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