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Author Archive for David

18

Ask The Readers: Where Do You Bank?

Alright guys and gals, I need your help on this one. With banks closing left and right and their fees going up, many people are changing where they do their banking, either by force or by choice. Even though I live 23 miles from the closest Bank of America, I still have my main [...]

4

Freeganism – The Ultimate In Frugality.

So, you think you are frugal? You don’t have anything on these Freegans. According to Wikipedia, Freeganism is an anti-consumerist lifestyle where people employ alternative living strategies based on limited participation in the conventional economy and minimal consumption of resources. Freegans “embrace community, generosity, social concern, freedom, cooperation, and sharing in opposition to a [...]

2

Shoppers Putting Back To School Supplies On Layaway.

Well, I didn’t really see this one coming, but times are strange right now. Earlier this month I wrote about making your own layaway plan, but I figured that was for bigger expenses than pencils and paper. But it turns out that times are tougher than some might even be letting on, and families [...]

5

Trying A ‘No Spending’ Weekend.

This coming weekend, I am not going to spend a dime. Especially after all my visitors and exorbitant dining out expenses this month, a weekend without spending could really help my budget out. While I do normally try to watch my spending, even a few bucks every day adds up to a lot [...]

4

Frugal Fire Starters Made At Home.

This will be a short and simple post, but I thought maybe some of you guys might appreciate it. You know how people buy specially-made fire starters for either their home fireplace or for when they go camping? Well, there really is no need to do so, as you probably already have the [...]

7

Blowing The “Eating Out” Budget Out Of The Water.

This month, I absolutely destroyed the budgeted dollar amount for eating out, spending a whopping $327 – with almost a week still left to go before the 1st. Looks like I will be eating peanut butter and jelly sandwiches for a few days! I try to keep the dining out budget to under $100 a [...]

3

Sunday Money Roundup – L.A. Friend In Town Edition.

It’s always great when people come visit you, isn’t it? This weekend I am hosting a good friend from Los Angeles – can’t wait to see what he thinks of New Mexico! On to the roundup…
Thanks to Budgets are Sexy for hosting this weeks Carnival of Personal Finance, where my article “Cut Spending By [...]

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Money Quote Friday – He Is No Fool Edition.

“He is no fool who gives what he cannot keep to gain what he cannot lose.” –Jim Elliot

Give that some thought, and have a fantastic weekend!

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7 Days, 7 Ways To Save-Daily Tips That Really Add Up.

No matter how many ways you stretch that paycheck… it can wind up feeling like there’s just too much month left at the end of the money. So, with skyrocketing prices on everything from groceries and gas to homes and cars, is there a realistic way to save without living like a church mouse? Absolutely.
Believe [...]

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Getting Free Magazine Subscriptions.

If you haven’t checked out the My Two Dollars Free Magazines page lately, you might be missing out on free subscriptions to your favorites. Why pay for a magazine you want when you might be able to get it for free? But remember – don’t just get one because it’s free, get it because [...]

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