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Author Archive for David

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Tips to avoid the dreaded AMT-Alternative Minimum Tax

Boy did we come close to this one last year…I am afraid of what will happen this year. My brother is an accountant and he was scared for us last year. Hope his ideas are going to work to keep us out of it this year!
Both Smart Money and MSN MoneyCentral have [...]

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Save Money By Getting Your Own Health Insurance.

The last “real” job I had….you know, the one where I had to be there at 9 and had to stay till the end of the day, came with health insurance. Well, it didnt really come with it, but I had to pay for part of it. $100 per month, to be exact. Not [...]

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Debt is piling up for Gen-X’ers

“Government no longer has our back,” explains Tamara Draut, author of the recently published book Strapped, in an email. “Young adults today, working to get into the middle class — they’re being hit by a one-two punch: The economy no longer generates widespread opportunity, and our public policies haven’t picked up any of the slack.”
While [...]

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Schools giving away $28,000 cars for perfect attendance…this is not right.

You know what I got if I had perfect attendance? Nothing. Thats right, nothing. I got to move on to the next grade and then graduate on time. But it seems thats not enough for teenagers today. This article over at NCTimes says:
“Sixteen-year-old Kaytie Christopherson was getting ready to do [...]

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Death and Taxes: A Visual Guide To Where Your Money Goes.

This is pretty damn cool. Are you curious about where all your tax dollars go? Curious about how THEY decide what to do with your money? Well, have I got the site for you.
Death and Taxes 2007 is a visual guide to how our tax dollars are used. For instance, did you [...]

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Monies in your Twenties

Here is a great article about managing money in your twenties. Honestly this is the PERFECT age to start caring about money, I wish I had started earlier than I did. I know most people think “Well, I have 40 years to save for retirement”, but the sooner you start, the more you will [...]

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Sometimes the simple things can save the most money.

1. Brew your own coffee. Seriously, 3 bags of beans gets us through the month for a total of $20. Buying a cup every day would run about $4 for both of us, times 20 work days = $80 minimum per month.
2. Cut my own hair. Ok, so the teacher wife cant do [...]

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Boost Your Own Paycheck – Steps You Can Take Now.

BankRate is running an interesting little article on ways to increase your paycheck. Most of these you might already know…in fact, I know you already know them. “Take Initiative”? “Be An Entrepreneur”? Come on, those are easy ones. Anyone who wants to make money knows you have to work at [...]

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Got my last free credit report for the year, did you get yours?

I hope by now everyone is accessing their free credit reports every year (are there still some states that dont let you do this?). Through AnnualCreditReport you are allowed 1 report from each agency every 12 months. So we schedule ours for one report every 4 months, and I just got my last one [...]

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A Free Copy of Microsoft Vista yours for the taking. Really.

Time for free stuff!
Ok, this sounds strange. But then again I am an Apple user, so (and sorry to Microsoft users) it would sound strange. But according to Windows-Now, Microsoft is willing to give you a free copy of Vista and Office if you just watch a few videos. See, told you [...]

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