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Author Archive for David

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Credit Is A Tool Not To Be Scared Of.

Used correctly, credit can be an incredible asset to your financial stability. Used incorrectly, it can be your downfall. The keys are knowing what to do with it, how and when to use it, and how to maintain it. While carrying debt can get you in to all sorts of trouble, using credit in [...]

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Pay Estimated Taxes? They Are Due Tomorrow, September 15th.

If you pay estimated taxes, please do not forget to pay your 3rd quarter installment which is due at the IRS tomorrow, September 15th. I have been paying estimated taxes for almost 4 years now as a self-employed taxpayer, and while it can be a pain in the butt to set aside that taxes due [...]

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How To Save Money On Printer Ink.

A few months ago, I ran out of ink for my HP C4280 in the middle of a big printing job. “No problem”, I thought, as I opened my supply drawer only to find that I had no new ink cartridges! This meant only one thing — I was going to have to drive into [...]

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Sunday Money Roundup – Winter Is Getting Close Edition.

I get up around 6am every morning, feed the cat, make the coffee, and then sit outside for a few minutes with said coffee to enjoy the quiet. However, while only 2 weeks ago I could go out in a short sleeve shirt, I now need to put on a sweatshirt as it has been [...]

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Money Quote Friday – In All Recorded History Edition.

“In all recorded history there has not been one economist who has had to worry about where the next meal would come from.” — Peter Drucker

Have a great weekend everyone!

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How To Get Out Of Debt On Your Own Terms.

You’ve seen the ads and heard the commercials touting the best way to get out of debt forever in a few short months. While these promises made by the unending number of companies popping up to help you eliminate debt may sound too good to be true, there is one thing you can take [...]

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Why You Need Renters Insurance And How Much It Costs.

The renters insurance for the house I am renting is a whopping $12.50 a month for a $45,000 full-replacement value plan. Granted, I have my car insurance with them as well, but as you can see, renters insurance is just not that much money for a decent amount of coverage. And while I could have [...]

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One In Nine Americans Receiving Food Stamps.

As of this past June, over 35 million Americans are receiving food stamp assistance from the Federal Government. That amounts to 1 in 9 Americans who need help in putting food on the table for their family, which is a pretty scary statistic. And while I realize that there are some who abuse the [...]

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And The Winner Of ‘Get Motivated!’ By Tamara Lowe Is…

Last week I started a giveaway for a copy of the book Get Motivated! by Tamara Lowe, and we have a winner! Chosen at random by random.org, the winner of the book is Trent W. who wrote “I am a hard worker and one who is self-driven, but who encounters frequent burn-out in my [...]

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Taking The Day Off For Labor Day.

Hope you guys all have a great day off and be sure to get outside!
photo by Zevotron

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