My Two Dollars » banking http://www.mytwodollars.com A place to discuss money...for the rest of us. Fri, 03 Feb 2012 13:15:13 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 8 Banks Offering Checking Accounts With No ATM Feeshttp://www.mytwodollars.com/2011/12/05/banks-checking-accounts-no-atm-fees/ http://www.mytwodollars.com/2011/12/05/banks-checking-accounts-no-atm-fees/#comments Mon, 05 Dec 2011 21:33:05 +0000 David http://www.mytwodollars.com/?p=2726 I stopped paying fees to use an ATM about a year and a half ago when I moved my checking and savings from Bank of America to Charles Schwab. No matter where I am, how often I do it, or how much money I withdraw, Schwab reimburses me for any fees I incur from using [...]

8 Banks Offering Checking Accounts With No ATM Fees is an article from My Two Dollars

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  1. Stop Paying Bank Account Fees – Best Banks with Free Checking
]]> http://www.mytwodollars.com/2011/12/05/banks-checking-accounts-no-atm-fees/feed/ 0 Stop Paying Bank Account Fees – Best Banks with Free Checkinghttp://www.mytwodollars.com/2011/03/23/stop-paying-bank-account-fees/ http://www.mytwodollars.com/2011/03/23/stop-paying-bank-account-fees/#comments Wed, 23 Mar 2011 19:08:44 +0000 David http://www.mytwodollars.com/?p=2682 Is your bank charging you a ton of fees for account maintenance, withdrawing your own money, or writing more than two checks per month? If so you aren’t alone, as most “name-brand” popular banks are coming up with anything they can to charge you fees for. While complaining loudly may make some account holders feel [...]

Stop Paying Bank Account Fees – Best Banks with Free Checking is an article from My Two Dollars

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  1. Do You Still Write Paper Checks?
]]> http://www.mytwodollars.com/2011/03/23/stop-paying-bank-account-fees/feed/ 0 Do You Still Write Paper Checks?http://www.mytwodollars.com/2011/03/08/still-write-paper-checks/ http://www.mytwodollars.com/2011/03/08/still-write-paper-checks/#comments Tue, 08 Mar 2011 14:11:47 +0000 David http://www.mytwodollars.com/?p=2663 I write just one lonely paper check per month. My landlord is the lucky recipient of said paper check, and I write him this paper check because I usually hand it to him in person. I could have my bank, Charles Schwab, send out a check each month to him without me even having to [...]

Do You Still Write Paper Checks? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2011/03/08/still-write-paper-checks/feed/ 5 What Is a Money Market Account?http://www.mytwodollars.com/2011/02/07/what-is-a-money-market-account/ http://www.mytwodollars.com/2011/02/07/what-is-a-money-market-account/#comments Mon, 07 Feb 2011 14:00:28 +0000 David http://www.mytwodollars.com/?p=2627 There are many different places to put away your monetary savings; under the mattress, in a shoebox, in a home safe, buried in the backyard… or a bank. Most people put their money in a regular old savings account at their bank, either because they don’t know there are better options or because they feel [...]

What Is a Money Market Account? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2011/02/07/what-is-a-money-market-account/feed/ 2 How Do Banks Make Money?http://www.mytwodollars.com/2010/12/08/how-do-banks-make-money/ http://www.mytwodollars.com/2010/12/08/how-do-banks-make-money/#comments Wed, 08 Dec 2010 13:39:51 +0000 David http://www.mytwodollars.com/?p=2596 Banks are in the business of money. Some companies sell goods and others sell services, but banks are in the money business. From credit cards to personal loans to mortgages, banks make money the old fashioned way — they earn it (in interest charges). Well, that and they like to charge random exorbitant fees to [...]

How Do Banks Make Money? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/12/08/how-do-banks-make-money/feed/ 2 New Bank Overdraft Fee Laws For Your Debit Cards & Checking Accountshttp://www.mytwodollars.com/2010/08/18/bank-overdraft-fee-laws-debit-cards-checking-accounts/ http://www.mytwodollars.com/2010/08/18/bank-overdraft-fee-laws-debit-cards-checking-accounts/#comments Wed, 18 Aug 2010 14:00:50 +0000 David http://www.mytwodollars.com/?p=2524 As of August 15th, 2010, there are new laws in place regarding overdraft fees from your bank. Up until that date, many banks and credit unions automatically enrolled customers in an overdraft service that could run as much as $35 each time you over-drafted your account. This service was there (in addition to padding the [...]

New Bank Overdraft Fee Laws For Your Debit Cards & Checking Accounts is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/08/18/bank-overdraft-fee-laws-debit-cards-checking-accounts/feed/ 44 Open A Chase Checking Account, Get $125.http://www.mytwodollars.com/2010/03/30/open-a-chase-checking-account-get-125/ http://www.mytwodollars.com/2010/03/30/open-a-chase-checking-account-get-125/#comments Tue, 30 Mar 2010 13:00:57 +0000 David http://www.mytwodollars.com/?p=2461 I am definitely not in the market to open yet another bank account, but it it tempting to get the free $125. I have taken up banks on offers like this in the past, but since I finally got everything switched over and working to Schwab (including ALL my direct deposits), I won’t be doing [...]

Open A Chase Checking Account, Get $125. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/03/30/open-a-chase-checking-account-get-125/feed/ 9 Citigroup May Refuse To Allow Customers To Withdraw Money.http://www.mytwodollars.com/2010/02/22/citigroup-may-refuse-to-allow-customers-to-withdraw-money/ http://www.mytwodollars.com/2010/02/22/citigroup-may-refuse-to-allow-customers-to-withdraw-money/#comments Mon, 22 Feb 2010 17:24:37 +0000 David http://www.mytwodollars.com/?p=2424 Um, if you have a checking account with Citigroup, you may want to look into this. Supposedly it is only for accounts based in Texas, but what would stop them from doing it across the country? Seems that Citigroup sent out a letter to account holders stating that “We reserve the right to require (7) [...]

Citigroup May Refuse To Allow Customers To Withdraw Money. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/02/22/citigroup-may-refuse-to-allow-customers-to-withdraw-money/feed/ 6 Completed My Move From BofA Over To Charles Schwab Bank.http://www.mytwodollars.com/2010/02/10/completed-my-move-from-bofa-over-to-charles-schwab-bank/ http://www.mytwodollars.com/2010/02/10/completed-my-move-from-bofa-over-to-charles-schwab-bank/#comments Wed, 10 Feb 2010 14:30:52 +0000 David http://www.mytwodollars.com/?p=2412 Phew – that was more work than I thought it would be! Sure, I could have moved a boatload of money from one of my ING accounts to Schwab to cover any expenses, changed all my automatic bill pays, and hoped for the best – but I didn’t. Instead I did it slowly over a [...]

Completed My Move From BofA Over To Charles Schwab Bank. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/02/10/completed-my-move-from-bofa-over-to-charles-schwab-bank/feed/ 10 Moving All My Money To A Schwab Brokerage And Checking Account.http://www.mytwodollars.com/2009/12/08/moving-all-my-money-to-a-schwab-brokerage-and-checking-account/ http://www.mytwodollars.com/2009/12/08/moving-all-my-money-to-a-schwab-brokerage-and-checking-account/#comments Tue, 08 Dec 2009 14:30:47 +0000 David http://www.mytwodollars.com/?p=2348 OK, not ALL my money…but I am moving my checking, “immediate need” saving, and brokerage accounts over to Charles Schwab. I have written in the past about my displeasure with some aspects of Bank of America and while I have been with them for what seems like forever, it’s time to move on to a [...]

Moving All My Money To A Schwab Brokerage And Checking Account. is an article from My Two Dollars

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