Since 1993, when I was still in college, I have had a credit card with a certain company. Right now they call themselves FIA/IBS, but over the years they have been called various things. Well, as I said I have had this card on my credit report for 16 years, making it the longest line [...]
This looks like a pretty good credit card if you are into cards that pay our rewards for usage. The Chase Sapphire card lets you use your reward points however you want – for things like paying yourself back for purchases you make, for travel with no blackout dates, or for restaurant dining certificates – [...]
I was curious when I first saw the ads on TV about what exactly Chase was doing with this new card, so I went looking. Seems the “Slate from Chase” card is a standard credit card with a few interesting features I had not seen before, such as separating out everyday purchases from big-ticket ones, [...]
Remember a few weeks ago when I wrote about cashing in my American Express points and closing the account? Well, I redeemed my first batch of reward points this morning for a $200 Dell gift certificate, which I promptly turned around and used to buy a new Samsung Blu-Ray DVD player. Since in 2 weeks [...]
American Express just launched a new Premier Rewards Gold Card that pays triple Membership Rewards points on airfare purchases, double points on gas and grocery purchases, and one point for all other purchases that you make. Card members can also earn 15,000 bonus points when they spend $30,000 on the Card per calendar year, [...]
Why? The $125 yearly fee, that’s why. I have been an American Express Business Gold customer for a few years now, and while they have been very good to me and I have collected many, many rewards points that I plan on cashing in any day now, I will be closing my account. The annual [...]
Used correctly, credit can be an incredible asset to your financial stability. Used incorrectly, it can be your downfall. The keys are knowing what to do with it, how and when to use it, and how to maintain it. While carrying debt can get you in to all sorts of trouble, using credit in [...]
If you are looking, here is the latest list of 0% balance transfer offers from credit card companies:
And while not 0%, Iberia has a card with a 1.99% balance transfer offer:
Whether someone alerts you to it or not, sometimes mistakes show up on your credit report. And while I have not had any major things come up, I have had credit lines (and even an old car loan!) show as still being open when in fact they had been closed a long while back. If [...]
Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the IberiaBank Visa Platinum Rewards Card. Through the rewards program, cardholders [...]
For those of you looking to see just how much you know about credit, you should take this quiz from Credit Karma. A good credit score can save you thousands of dollars on a loan, but many consumers don’t know what makes up that three digit number or have any idea what’s in their credit [...]
Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the TrueEarnings® Card from Costco and American Express. The TrueEarnings Card [...]
Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the IberiaBank Visa Gold Cash Back Rewards Card, which enables cardholders to [...]
Since I get emails all the time asking about different credit cards and if people should be signing up for this, that, or the other one, this will be a new feature every week about different credit cards. This week’s card is the Eufora Prepaid MasterCard with Credit Builder, which is a stored value [...]
Reader Phillip writes: “In this economy, I am concerned about getting a loan for a car and a house because of tighter lending restrictions being put out by lenders. If I am trying to build up my credit score, what kinds of things should I be doing to avoid damaging my score?”
That’s a great [...]
