My Two Dollars » credit http://www.mytwodollars.com A place to discuss money...for the rest of us. Fri, 03 Feb 2012 13:15:13 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 How an Excellent Credit Score Can Save You Thousandshttp://www.mytwodollars.com/2011/04/20/excellent-credit-score-saves-you-money/ http://www.mytwodollars.com/2011/04/20/excellent-credit-score-saves-you-money/#comments Wed, 20 Apr 2011 13:11:35 +0000 David http://www.mytwodollars.com/?p=2696 As I have mentioned several times lately, I just moved back to New Mexico from California. My rent and the majority of my expenses are a fraction of what they were prior to my move back here, but there is one expense that just went up — I needed a new vehicle. See, New Mexico [...]

How an Excellent Credit Score Can Save You Thousands is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2011/04/20/excellent-credit-score-saves-you-money/feed/ 6 How to Build Credit History – 9 Ways to Improve & Build Good Credit Fasthttp://www.mytwodollars.com/2011/01/17/ways-how-to-build-good-credit-history/ http://www.mytwodollars.com/2011/01/17/ways-how-to-build-good-credit-history/#comments Mon, 17 Jan 2011 14:00:55 +0000 David http://www.mytwodollars.com/?p=2611 No credit history? Starting anew with bad credit? It’s time to build up your credit history so that you can get decent rates for small loans and mortgages along with increase your chances to get the apartment of your dreams and better rates on your car insurance. But you may be lost as to where [...]

How to Build Credit History – 9 Ways to Improve & Build Good Credit Fast is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2011/01/17/ways-how-to-build-good-credit-history/feed/ 1 How to Increase Your Credit Card Limithttp://www.mytwodollars.com/2010/11/19/how-to-increase-credit-card-limit/ http://www.mytwodollars.com/2010/11/19/how-to-increase-credit-card-limit/#comments Fri, 19 Nov 2010 12:00:56 +0000 David http://www.mytwodollars.com/?p=2583 Think you don’t have enough open credit? Have a major purchase coming up, like buying a car with a credit card to get more reward points? If so, you may want to give some thought to asking your credit card issuer for an increase in your credit limit, which is actually a pretty painless process. [...]

How to Increase Your Credit Card Limit is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/11/19/how-to-increase-credit-card-limit/feed/ 1 What Is a Good Credit Score Rating For a Mortgage or Loan?http://www.mytwodollars.com/2010/11/17/what-is-a-good-credit-score-range/ http://www.mytwodollars.com/2010/11/17/what-is-a-good-credit-score-range/#comments Wed, 17 Nov 2010 13:00:32 +0000 David http://www.mytwodollars.com/?p=2580 Your credit score can make or break many situations in your life. From renting an apartment, to getting a job, to buying a car, to getting a mortgage, your credit score is incredibly important. Last time I checked I had a credit score of 800, which probably helped me to get my current rental over [...]

What Is a Good Credit Score Rating For a Mortgage or Loan? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/11/17/what-is-a-good-credit-score-range/feed/ 1 Buying a Car with a Credit Card – Can You Do It?http://www.mytwodollars.com/2010/11/03/buying-a-car-with-a-credit-card/ http://www.mytwodollars.com/2010/11/03/buying-a-car-with-a-credit-card/#comments Wed, 03 Nov 2010 16:11:57 +0000 David http://www.mytwodollars.com/?p=2570 I bought a car with a credit card. There, I said it, and now everyone can gasp for air as I explain how I bought my latest car with a credit card. I drive a Mini Cooper S, a used car that I bought for just under $19,000 earlier this year, after selling my Subaru [...]

Buying a Car with a Credit Card – Can You Do It? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/11/03/buying-a-car-with-a-credit-card/feed/ 10 What’s Next With The Credit CARD Act?http://www.mytwodollars.com/2010/03/25/what%e2%80%99s-next-with-the-credit-card-act/ http://www.mytwodollars.com/2010/03/25/what%e2%80%99s-next-with-the-credit-card-act/#comments Thu, 25 Mar 2010 14:30:56 +0000 David http://www.mytwodollars.com/?p=2459 On February 22, 2010, the new Credit CARD (Credit Card Accountability, Responsibility, and Disclosure) Act of 2009 went into effect, which essentially provides more transparency and disallows credit card companies from raising interest rates on outstanding balances without due cause. With the new regulations, credit card companies are only allowed to raise interest rates if [...]

What’s Next With The Credit CARD Act? is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/03/25/what%e2%80%99s-next-with-the-credit-card-act/feed/ 6 How To Request A Credit Freeze From The Credit Reporting Agencies.http://www.mytwodollars.com/2010/01/20/how-to-request-a-credit-freeze-from-the-credit-reporting-agencies/ http://www.mytwodollars.com/2010/01/20/how-to-request-a-credit-freeze-from-the-credit-reporting-agencies/#comments Wed, 20 Jan 2010 14:30:06 +0000 David http://www.mytwodollars.com/?p=2388 Credit freezes are designed to prevent any of the 3 credit companies from releasing your credit report without your consent. When you request a freeze on your report, for whatever reason, you are usually given a PIN number to be used to authorize someone to look at your credit report – whether that be at [...]

How To Request A Credit Freeze From The Credit Reporting Agencies. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2010/01/20/how-to-request-a-credit-freeze-from-the-credit-reporting-agencies/feed/ 5 Updated List Of 0% Interest Balance Transfer Credit Cards.http://www.mytwodollars.com/2009/12/02/updated-list-of-0-interest-balance-transfer-credit-cards/ http://www.mytwodollars.com/2009/12/02/updated-list-of-0-interest-balance-transfer-credit-cards/#comments Wed, 02 Dec 2009 17:00:43 +0000 David http://www.mytwodollars.com/?p=2338 With the holidays coming up, some of you may carry debt into the new year – but there is no need to pay the credit card companies any interest. If you can transfer your balances to a 0% interest card, at least it will buy you some time to make those payments and not pay [...]

Updated List Of 0% Interest Balance Transfer Credit Cards. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2009/12/02/updated-list-of-0-interest-balance-transfer-credit-cards/feed/ 5 After 16 Years, A Credit Card Account Gets Closed Without My Knowledge.http://www.mytwodollars.com/2009/11/02/after-16-years-a-credit-card-account-gets-closed-without-my-knowledge/ http://www.mytwodollars.com/2009/11/02/after-16-years-a-credit-card-account-gets-closed-without-my-knowledge/#comments Mon, 02 Nov 2009 14:30:22 +0000 David http://www.mytwodollars.com/?p=2301 Since 1993, when I was still in college, I have had a credit card with a certain company. Right now they call themselves FIA/IBS, but over the years they have been called various things. Well, as I said I have had this card on my credit report for 16 years, making it the longest line [...]

After 16 Years, A Credit Card Account Gets Closed Without My Knowledge. is an article from My Two Dollars

No related posts.]]> http://www.mytwodollars.com/2009/11/02/after-16-years-a-credit-card-account-gets-closed-without-my-knowledge/feed/ 13 10,000 Ultimate Rewards Points For Chase Sapphire Card Signup.http://www.mytwodollars.com/2009/11/01/10000-ultimate-rewards-points-for-chase-sapphire-card-signup/ http://www.mytwodollars.com/2009/11/01/10000-ultimate-rewards-points-for-chase-sapphire-card-signup/#comments Sun, 01 Nov 2009 22:39:45 +0000 David http://www.mytwodollars.com/?p=2304 This looks like a pretty good credit card if you are into cards that pay our rewards for usage. The Chase Sapphire card lets you use your reward points however you want – for things like paying yourself back for purchases you make, for travel with no blackout dates, or for restaurant dining certificates – [...]

10,000 Ultimate Rewards Points For Chase Sapphire Card Signup. is an article from My Two Dollars

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