I figure at the beginning of the month I will post my favorite post from the previous month, and November’s is my post about the system we used to pay off our debt and how it can help you get those debts paid off quicker without much further damage to your wallet:
How we paid our debt and saved money at the same time – it can be done!
Hope it helps!
I hope by now everyone is accessing their free credit reports every year (are there still some states that dont let you do this?). Through AnnualCreditReport you are allowed 1 report from each agency every 12 months. So we schedule ours for one report every 4 months, and I just got my last one of the year. Somehow, since the last one, my report went from a 743 score to an 805….not bad! We paid off a little debt here and there, but nothing major had changed. I guess moving the money we did owe around and then making it disappear did wonders for my score.
Thanks to reading the post about this over at Blueprint for Financial Prosperity back on Friday November 10th, and thanks to the fact that I have 2 of Citibank’s credit cards, I just received in the mail today my “Mail-In Gasoline Cash Back Certificate”. All I have to do is spend $100 on gas, save the receipts, and send them in before the end of they year to have Citi send me a check for the reimbursement. Of course, there were catches…
Ok, I know you NEEDED that 9th credit card that just showed up in the mail…I mean, how could you turn it down when they offered you 21% interest for 12 years, a free Geo Metro, and a trip to Siberia? Everyone I know gets offers daily in their mailbox for new credit cards…they hunt us down and send them out. But aside from the fact that people should be trying to get OUT of credit card debt, it is also a complete waste of paper that fills up landfills (if you dont recycle), and it makes your mailperson have to lug them around all day. (Like they dont carry enough junk mail to you already.) Anyway, there is a way to stop these offers from clogging up your mailbox…
