Category: education

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Best College Values For 2008-2009.

For those of you either starting to look at colleges or for those of you with kids starting to look, I thought this might be of some value to you – especially in the cost category! To make the list of the best college values for 2008-2009, Kiplingers looked at:

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  • Percentage of the 2008-09 freshman class scoring 600 or higher on the verbal and math components of the SAT (or scoring 24 or higher on the ACT)
  • Admission rates
  • Freshman retention rates
  • Student-faculty ratios
  • Four- and six-year graduation rates, which most schools reported for the student cohort entering in 2002
education
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Dumbest Product Ever – LEGO Fruit-Flavored Snacks.

Now there is a great idea – make a kids’ snack that looks just like the toys that they play with! Why hadn’t I ever thought of that? Like kids don’t put enough of everything around the house in their mouths, now we are going to give them actual “food” (and I use that term lightly) that looks exactly like their toys. Brilliant!

Parents spend years trying to teach their kids what to eat and not to eat…and here come the masterminds at Kellogs and LEGO’s to undo all of that work. How much do these geniuses get paid to come up with this unbelievably stupid ideas? Parents please do not buy these for your kids…there are already enough hazards for them to choke on that you don’t need to encourage more eating of toys.

education
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Money Mistake Monday – Thoughtless Consolidation of Student Loans.

Because we are away camping this week, this week’s Money Mistake Monday is a guest post from Paid Twice. If you like what you see here, won’t you consider subscribing to her feed?

Student loan consolidation can be a very beneficial thing. You can take a number of different loans, get them all grouped together at a low fixed interest rate, and make one monthly payment that may be less than what you were paying before. So many people have in the past consolidated their student loans to a very low fixed interest rate, that it is almost assumed when you say that you have student loans, they are at 4% or 5% or even less.

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education
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Dave Ramsey Baby Step 5 – College Funding For Children.

The M-Network is currently doing a series highlighting Dave Ramsey’s 7 Baby Steps for getting out of debt and getting on track financially. I will be discussing Baby Step 5 – College Funding for Children. A great introduction to all the steps is over at Cash Money Life, and as other members of the network add their contributions I will add them to the end of this post.

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education
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Beware The Fake Student Loan Application FAFSA Website.

Back when my wife was applying for student loans, she called me in our office one day to look at a website. She was going to start filing her FAFSA forms (Free Application for Federal Student Aid) with the government, but had ended up on a site that was charging students at least $79 to file the forms. Turns out, she was on FAFSA.com instead of FAFSA.ed.gov, the official government student loan site. In yet another example of companies taking advantage of people (like the alternate “free” credit report sites), FAFSA.com bought the domain that was so close to the government domain in order to have people use their paid service instead of the free one. There are a lot of people who are not too internet savvy who have probably used FAFSA.com to file their applications that should have been free. Really, it is quite ingenious…and tricky.

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education
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