Category: education

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Top 529 Plans For Your Child’s Education Per Kiplinger’s Magazine.

This month’s Kiplinger’s magazine has a list of what they say are the top five 529 plans that you should put your money in if your home state does not have an income tax deduction. I know Five Cent Nickel has talked about this recently, but I figured I would throw this out there for those of you looking for 529 information. We are going to need to start one of these accounts soon enough, so even if you don’t have kids yet, it’s always good to stay up to date on this info.

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education
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Lesson Learned – Accepting A Freelance Project With A Very Strict Budget.

Even if you do think you can complete the project on time within the budget, spend some extra time figuring it out.

Case in point, my most recent project for a video editing/DVD creation job. I took the job because it was going to be a slow month for me anyway and figured I could crank out the project and come close to their budget, but I misjudged. Oh, I will finish on time, that’s for sure; I am never late finishing a paid gig as I depend on that referral for other projects. But I am also now working for free for the last 10 hours or so as I have already exceeded their budget and there is no more money. I guess I can take this as a valuable lesson in that if you have any misgivings about how much time something will take you and what they can pay, think long and hard about whether it is worth it to you to take the project. For me, the client is worth doing the work for as they are very high profile and I might be able to get more work out of it. But at the same time, I am now working for free, something I set out to avoid when I went out on my own. What have I learned?

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education • Lifestyle • making money
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Graduating? Different Ways To Start Paying Off Your Student Loans.

Kiplinger has an article up touting different ways to lower or pay off your student loan bills that I thought might be useful to some of you who are graduating in a month or so. My wife is finally finished with all her schooling in a scant 2 weeks, but we will now have student loans to pay off starting in as little as 6 months. Luckily we already consolidated all of our loans into one payment, and we can adjust the schedule to fit our budget. Here are the tips that Kiplinger had to offer:

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education
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Creative Ways You Can Afford Preschool For Your Toddler.

Yep, having a kid can get very expensive. It’s not just the initial set up, as many times family members really help out in this regard. Diapers, clothes, toys, etc. can sure add up. But what happens when your child is ready to go to preschool? The average cost of preschool in this country is about $8800, or $733 per month over the course of a year. The school where my wife teaches charges somewhere in the vicinity of $1200 per month, which is about normal for Southern California. If this sounds like a big financial outlay every month, you are not alone; a lot of people are struggling with how to afford a good preschool while at the same time being able to put food on the table and pay for their mortgage. But if you think creatively, there might be a few ways to lower that cost while at the same time taking a more active role in your child’s life.

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education
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Guest Post – Getting Ready To Pay For Preschool – The Digerati Life.

Today’s guest post is from The Digerati Life, who was kind enough to send an article over for me to publish while we are on vacation. I am quite familiar with the preschool dilemma, as my wife is a preschool/kindergarten teacher and it always amazes me how much these parents pay to send their kids to school. Makes me glad she is a teacher as we will probably send our kids with her for free!

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education
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