Category: insurance

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Starbucks Health Insurance & Part Time Employment Jobs With Benefits

I do not have health insurance. In fact, I have not had health insurance for exactly one year. (Yes, I did apply once, but in Colorado where I no longer live) Why? Because insurance companies would not let me buy it from them due to me having had skin cancer in the past. I did have insurance when I was married through my wife’s work, and I always had it through my previous employees, but now that I am self-employed and with a pre-existing condition, I go without health insurance. I have paid through the nose for small surgeries and usually visit health clinics for smaller issues, and will be applying for the new California pre-existing condition health plan (unless Republicans in Congress repeal it, which I hope for my sake and others they don’t) starting next month. But for the past 12 months, I have been without health insurance — not by choice, mind you — and it’s quite scary. Before I found out that a plan will be in place for people like me, I had been trying to come up with ways to get insurance, and one of those ways included finding a small part-time job that offers insurance.

3

Compare Your Car Insurance Policy with Other Auto Rates & Quotes Every 6 Months

If you have been with the same auto insurance company for any length of time, you may be paying too much. Because I have a pending move to a different state coming up very shortly, I decided to use this change as a time to get new quotes on my auto insurance. Over the course of my 22 years of driving, I have been with several different auto insurance companies – MetLife, State Farm, 21st Century Insurance, Wawanesa, and Progressive. Progressive is the company I currently have, as they were the cheapest for my needs here in Colorado. I would have stayed with Wawanesa when I left California a few years back, but they only serve customers in Canada, California and Oregon. They were simply unbeatable in their prices and customer service, so since I am moving back to California I will definitely be getting a quote from them. State Farm and Geico advertise “You can save 40% or more” every three minutes on the TV, but I don’t know what you are saving 40% or more off of… off their rates? Off other rates? Off my grocery bill? Who knows. But in any case, because I am moving and will be registering my car in another state, it was time to check into getting auto insurance quotes for my Mini Cooper S – and this is what I found.

3

Need Help Paying Medical Bills? – Negotiate and Ask For a Discount!

I just received yet another medical bill from a pathology office that my Dermatologist used a few months ago. After a small biopsy on one visit, and then surgery and stitches on another, I thought I had wrapped up paying off this latest round of skin cancer medical bills – but boy was I wrong. See, I had finished paying off the $700 in doctor’s bills, but not the bills for the lab that did the pathology testing and diagnoses. I had forgotten that my doctor said that those services would be billed separately! Thus, a new bill showed up the other day for $382 from these guys, and just as I was preparing to call them up and pay off the bill with my rewards credit card, I remembered something pretty important: my doctor gave me a discount on his services because I don’t have health insurance and I was paying in cash. Would the pathology organization be willing to give me a discount as well? What could it hurt to ask?

2

How to Sign Up For the New Health Insurance Plans for Pre-Existing Conditions

Just this week, I applied for health insurance that I may actually be able to get. After going without insurance since last year, and being rejected by all the private companies I could find to apply to, a very important part of healthcare reform has started – the ability for those of us with pre-existing conditions to get some form of health insurance. This part of the law created a new program to make health coverage available to you if you have been denied health insurance by private insurance companies because of a pre-existing condition. Hands up – that’s me! Administered either by individual states or with assistance from the Federal government, anyone with pre-existing health conditions who have been turned down for private insurance in the past 6 months and is a U.S. citizen is eligible to apply. And apply I did.

No Health Insurance? Save Money On Doctor Visits Using These New Health Clinics

As many of my long-time readers may remember, I no longer have health insurance. Since my divorce was finalized back in November, I have been unable to get private health insurance due to dealing with cancer back in 2008. Not a single insurance company will take me on as a customer, even though I am seemingly healthy today.

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