…for my car in Colorado, at least. I have had State Farm car and renter’s insurance here in New Mexico, and while they have been fine I do think that they are a little on the expensive side for Colorado. The best insurance company I have ever had the pleasure of doing business with was [...]
The renters insurance for the house I am renting is a whopping $12.50 a month for a $45,000 full-replacement value plan. Granted, I have my car insurance with them as well, but as you can see, renters insurance is just not that much money for a decent amount of coverage. And while I could have [...]
COBRA insurance (short for Consolidated Omnibus Budget Reconciliation Act) is actually a Federal law that was put in place back in 1986, which gives workers and their families who lose their health benefits the right to continue group health benefits provided by their group health plan for a limited period of time. Companies with [...]
And he can afford it – it’s not about the monthly cost. It’s about the fact that even if you have insurance, they don’t necessarily cover much of anything, especially with private insurance. (He is self-employed.) Since he was 22 years old, he has gone without health insurance, choosing instead to lead a VERY [...]
In July, Mrs. Micah issued a personal finance challenge to her readers; to find one step you can take to make your financial system better or more organized. Well, in answer to that challenge, I promised myself I would get my medical bills 100% paid off, and I just finally wrote the last check [...]
For those of you getting your health insurance from your employer, you will probably be asked either this month or next to sign up again for the insurance plan that you want. Most of us always stick with the same one we had the previous year, but with costs rising and incomes stagnating, that [...]
Back in April I wrote about how our medical bills were starting to really pile up due to my brush with leukemia, and at that point we were really worried about how much it was all going to add up to. And then as soon as we were getting closer and closer to having [...]
My wife started her new teaching job here in New Mexico last week, and this weekend we had to fill out her new insurance sign-up forms. We have been on private insurance for almost 2 years since I left my corporate job, costing us about $320 a month in California and $215 here in [...]
OK, so remember back when I wrote about why (from personal experience) you should have health insurance, how the doctor’s determined that I did not have leukemia, how the bills were starting to add up and how I was finally going to pay them all off? No? Well, it’s happening again…
Two weeks before [...]
Yesterday, Mrs. Micah challenged her readers to come up with one single step to take that would improve or optimize our personal finance situation, and since I am both A. a reader of Mrs. Micah and B. a fellow M-Networker, I decided to write up a quick post about what I will be doing to [...]
The following is a guest post from Laura D. Irwin, CFO and co-founder of eFinplan. Stay tuned this week as I will be giving away a 1-year subscription to the eFinPLAN online financial planning software (a $98 value). Make sure you are subscribed to the RSS feed or by email in order to have the [...]
Anyone who has been reading My Two Dollars for the past 6-7 months or so has probably read about the medical issues I had going on and the post I wrote about how many bills I was getting from various doctors and hospitals. Luckily, it looks like I am in the clear from what they [...]
Each and every single person out there should have some sort of home inventory written down and stored somewhere outside of their house. Wouldn’t do you much good in your house if your house burned down, would it? As well as filing an inventory report when you buy home or renter’s insurance (you do [...]
A new study about the chances of an earthquake happening here was commissioned by the California Earthquake Authority, a public agency funded by private companies. But guess what the CEA does? They set insurance rates for all of us. Guess who funds the CEA? Insurance companies. See the problem here?
This study [...]
I wrote a while back about long-term care insurance for our parents, but I just came across an article in Parade Magazine asking the same question I did back then, with some helpful information for those of us starting to look into long-term insurance for our loved ones. If you or someone you know might [...]
