Category: insurance


Why You Need Renters Insurance And How Much It Costs.

The renters insurance for the house I am renting is a whopping $12.50 a month for a $45,000 full-replacement value plan. Granted, I have my car insurance with them as well, but as you can see, renters insurance is just not that much money for a decent amount of coverage. And while I could have […]


What Is COBRA Health Insurance?

COBRA insurance (short for Consolidated Omnibus Budget Reconciliation Act) is actually a Federal law that was put in place back in 1986, which gives workers and their families who lose their health benefits the right to continue group health benefits provided by their group health plan for a limited period of time. Companies with 20 […]


My Neighbor Has Gone Without Health Insurance For 30 Years.

And he can afford it – it’s not about the monthly cost. It’s about the fact that even if you have insurance, they don’t necessarily cover much of anything, especially with private insurance. (He is self-employed.) Since he was 22 years old, he has gone without health insurance, choosing instead to lead a VERY healthy […]


Finally Finished Paying Off My Medical Bills.

In July, Mrs. Micah issued a personal finance challenge to her readers; to find one step you can take to make your financial system better or more organized. Well, in answer to that challenge, I promised myself I would get my medical bills 100% paid off, and I just finally wrote the last check out […]


It’s Health Insurance Open Enrollment Time – Choose Wisely.

For those of you getting your health insurance from your employer, you will probably be asked either this month or next to sign up again for the insurance plan that you want. Most of us always stick with the same one we had the previous year, but with costs rising and incomes stagnating, that might […]

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