With Thanksgiving Day coming up tomorrow, I wanted to write a post just to remind everyone of what I think is truly important – happiness. If you are happy, you have something to be thankful for tomorrow, as there are many, many people around the world who have it way worse than you do. I imagine you have a roof over your head, food on the table, and some clothes on your back, all of which are worth much more than whatever your net worth is. Sure, having money is nice – but it sure ain’t gonna make you happy and content. Those feelings come from somewhere else and it most definitely isn’t the bank. So while everyone else is out trying to buy themselves some happiness in the next few days, take a minute and consider your own life and what you can be thankful for other than your money. Your own self is worth way more than any amount of net worth can buy you. Looking for some help or advice on this line of thinking? Check out some of my past posts on the same:
The following article is a guest post by David of Your Finances 101. David has been a frequent commenter here on My Two Dollars and has just published his first book Don’t Be A Mule: A Common-sense Guide to Saving More, Spending Less, and Generating Extra Income in Your Everyday Life which is available at Amazon.
I would like to provide for you right here and now the simplest and easiest way to ruin your finances. Yes, all right here broken down into plain and simple language, the best way for you to NOT manage your money.
Here we go:
CNN/Money has come out with their 2009 Best Places To Live – Small Towns list, and I always enjoy checking out the towns that they include. And to my surprise this year, my hometown was ranked #16! I mean, it’s a great New England town, for sure, but to see it at #16 was pretty cool. I am sure that my mom would agree, and I have fond memories of growing up there. This is what they said about Acton, MA:
My grandmother has some amazing anecdotes about live and living that I always enjoy hearing. Since she was born in 1918, she has lived through some amazing times in our history, especially the Great Depression. After hearing what she went through back then, my life seems like a walk in the park in comparison. But truthfully, we really can learn a ton by listening to those who came before us and have experienced many different things that we might not have gone through yet. For those of you don’t have any elders who like to dole out advice, one credit union in Georgia has put together a 5-minute video called A Century of Good Advice, featuring seniors who share financial and life advice from their experience over the generations, intermixed with children from the Boys & Girls Club who talk about the advice they receive from their elders about how to be smart with money and in life. It is in honor of the 100th anniversary of credit unions in U.S., and I know many of you are big fans of credit unions over big banks. (I myself, after being with BofA since what seems like the beginning of time, will probably be switching to a credit union once I finish my move to Denver) Check it out, you might learn something:
My mom just sent me this little book called “Remember When” and it has all sorts of info about the year I was born. (They make them for every year) In looking through it, I came across a page titled “Cost Of Living” and was amazed at how much average prices have changed in 37 years, and figured you guys would get a kick out of it too. Let’s take a look…
New House – $27,600
Average Income – $11,859 per year
New Car – $3,853
Average Rent – $165 per month
Tuition to Harvard University – $2,800