Category: organization

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Starting A Digital Filing System For All Your Documents

Over at Lifehacker, they have an interesting short article and discussion about starting a filing system for all of your important documents to avoid the paper clutter of keep everything in filing cabinets or cardboard boxes. While I do agree with a lot of what they are discussing, I personally think they are making it too difficult and beyond the scope of most people’s needs. They are taking about OCR scanners and tagging files and other things that just are not necessary for the majority of people. Important documents just need to be backed up; that is the most important part above all other concerns. Not enough people do this, never mind categorizing their documents.

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Don’t Get Ripped Off, Hide Your Data In A Chapstick Tube.

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Now this is an idea that I wish I had come up with, I might have to try it at home. I am always talking about keeping your data secure and with you so that no one has access to it and you have it in case of emergency. Well, now you do not have to worry about anyone stealing it because no one wants your used Chapstick!

You can go see how it was made at Make.com. And here is the blog of the guy that made it in the first place!

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Advice We Follow – 10 Steps To Becoming More Organized And Efficient.

Though these are not directly related to personal finance, we find them very helpful in our day to day life in keeping our down time actually… down. When you follow a set schedule of things to get done every day, it means that in the long run, you do not have to spend every Saturday just cleaning your house; you can instead get outside, go to a museum, or enjoy a relaxing day reading the newspaper and watching TV. I have always been a neat freak and find that keeping a clean and orderly house makes life easier. We also apply a lot of these tips to our personal finances in that we pay bills when we get them, we file paperwork as soon as we are done with it and we use online bill paying/account management to monitor our entire financial portfolio in one place. If you have any additional tips that you use to stay orderly and in control, I would love to hear them!

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Basic But Effective Monthly Budgeting Worksheet

I got this basic worksheet from TRowePrice and decided to pass it along to those of you looking for a simple yet effective budgeting plan to start down your road of financial responsibility! Just fill in the blanks and see where you stand. Here goes:

1. TOTAL MONTHLY INCOME
After Taxes = $0.00

Then, start subtracting:

2. FIXED EXPENSES
Rent, Mortgage = $0.00
Loan Repayments = $0.00

3. INVESTMENT GOALS
Emergency Fund = $0.00
Retirement Plan Contributions = $0.00
College Savings Plan Contributions = $0.00
Other Savings = $0.00

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