Category: saving

7 Days, 7 Ways To Save-Daily Tips That Really Add Up.

No matter how many ways you stretch that paycheck”¦ it can wind up feeling like there’s just too much month left at the end of the money. So, with skyrocketing prices on everything from groceries and gas to homes and cars, is there a realistic way to save without living like a church mouse? Absolutely.

Believe it or not, making small changes throughout the week can add up to big savings year round. Here’s a day by day guide to get you started. Implement these seven tips, and you could easily save up to $100 in a single month.

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saving

By David

Getting Help Real Time: 4 Ways To Ask A Money-Saving Question Online.

What’s your first thing to do when you need some advice on a retailer, a product or a deal? Yeah, most of us just go ahead and ask friends and relatives – people we can trust. They may be biased but they will share their real experience and sincere thoughts – and this way you can be sure you are not being sold anything.

Today’s Internet offers a huge number of opportunities to get real people answer any of your questions. Let me share the 4 ways to ask a question online I find particularly awesome:

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saving

By David

Tips For Improving Your Cash On Hand.

Most consumers find themselves in debt because they often make the mistake of using credit cards in place of cash. They fail to take the steps necessary to ensure their cash is always flowing within a reasonable budget instead of using a credit card as an extension of their income. This leads to balances they can not pay off at the end of the month and imminent debt problems. Face it ““ it seems much easier to charge it than it does to work through a monthly budget; however, the consequences of not doing so can be big.

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saving

By David

Create Your Own Layaway Plan.

Recently, I have seen a bunch of ads on TV for layaway plans at big box stores. I had no idea that layaway even still existed, as I only remember it from when I was a small child at our local Kmart – and have not seen it since then. Layaway plans are great for people who do not want to charge items they need to credit cards and who have the time to make weekly/monthly payments until said items are paid off. They offer an interest-free way of buying products without going into debt, which can be especially useful for some families. And really, they did wonders to teach people discipline about spending – you couldn’t have what you wanted until you had paid for it in full! The easy availability of credit has taken much of that discipline away, and people end up paying a lot of interest on every day purchases, which is not a good way to live. To help you get back on track with your spending, you can do the layaway plans at your favorite store (if they offer it) – or you can create your own layaway plan right at home.

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saving

By David

Inheriting 80 Year Old Tools – That Still Work Fine.

I just got back from my almost 3 week cross-country trip and before I start today’s post, I just wanted to say thanks to Matt from DebtFree Adventure for his amazing guest post “The Benefits of Frugal Living“. Thanks Matt!

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saving