Category: saving

How To Save Money On Your Prescriptions.

Prescription drug prices are heading up, just like almost anything else that we all depend on in our daily lives. While some insurance plans do cover popular drugs, but many people still pay hundreds, if not thousands, each month for their medicine. But with a little digging and a little work, there are many ways to save money on the drugs that you need!

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Go generic. This should be an obvious one, but there are millions of people paying for brand name drugs that are available in cheaper generic versions. Before you leave the doctor’s office, make sure he or she is giving you a script for generic drugs, and if he isn’t, ask why and request that he only give you generic prescriptions when he can.

saving

By David

Saving Money The Easy Way.

I will be on vacation for a little bit, so while I am gone I will be taking a break from posting every day while re-running some older posts you may have missed. Want to write a guest post for publication while I am gone? Email me or use my contact page to get in touch!

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saving

By David

Comparing My ING Orange Account To Higher-Interest Savings Accounts.

For the last 6.5 years, I have been a very happy customer of ING Direct. I have been keeping my emergency fund, my taxes account, and our “buy a home” savings accounts there and have never had any problems with them…well, except for their interest rate. There was a time in the past when they were paying more than anyone else, but in this economy and these times, their rate has been steadily dropping every few months. It is now down to a paltry 1.50% – and they no longer have the highest interest rate. And while their rate is higher than if you kept your money in a “regular” savings account at your local bank branch, I seem to get a notice from them quite often about it going lower. So now I have been on the lookout for an online savings account that pays more than 1.5%, and I only found two that were higher – HSBC Direct and Ally Bank, who pay 1.55% and 1.85% respectively. While HSBC’s rates are better than ING’s, Ally’s is even better – leading me to think it might be time to switch banks. But first, I needed to compare the banks…

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saving

By David

When Spending The Money Is Worth The Cost.

This past weekend I helped friends move into the new house that they bought. And when I say “helped friends move”, I mean I lifted a few things here and there, arranged some furniture, and did some babysitting. I didn’t actually do the moving part of the weekend – my friends had hired professional movers to do the really hard work. My buddy and I went and picked up the U-Haul truck on Thursday night, and then the two movers took everything out of the old house

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saving

By David

How To Get Your Monthly Electric Bill Below $25.

OK, so this might not be possible for everyone, especially those with large families. But for the past 3 months, our electric bill has not been over $25 a month – and it took some steps to get it to that point. It was averaging about $45-$50 a month up until that point. So I figured that if we could do it, you might be able reduce your bill by just as drastic an amount too. Here are some of the things that we did around the house to cut our electric bill in half:

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