Category: saving

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How and Where to Buy, Sell & Swap Unwanted Discount Gift Cards

It’s been a month since the holidays and you may have recently found some gift cards you received from your favorite relative or a coworker. When you first opened them, you said your “thank yous” and then they disappeared into your junk drawer in the kitchen because they were for stores you never, ever shop at. A gift card to a cooking store when all you do is eat Ramen Noodles? That’s not going to be of much use to you, is it? Thankfully, you don’t need to give away your gift that you would never use, as there are ways in which you can sell or trade that gift card for one to a store you may actually buy a product in! All you have to do is know where to look online and you can either sell the card for slightly less than its face value or you can trade it for something else. Let’s take a look at a few places where you can buy, sell, or trade those unwanted gift cards for something a little more “fitting” to your lifestyle.

How to Spend Money – What Would You Buy or Do with $10,000?

What would you do with $10,000? That was the subject of a recent article over on CNNMoney.com, where the editors decided that because of this wishy-washy economy, you probably have cash sitting unused in an account somewhere — and that you should be doing something with it.

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How to Buy Cheap Discount Car Tires Online and Save Money

Buying a set of new tires for a car is not for the faint of heart. Sure, buying a replacement tire now and then isn’t all that bad, especially if your car has really small tires. But when your car needs all four tires replaced at once, well, the expenses sure do add up. I bought my Mini Cooper S used last year, and even when I bought it I knew that the tires weren’t going to last all that long for two reasons:

  1. The treads on the front set are different than the rear set, meaning it doesn’t track all that well
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How to Calculate Your Net Worth – How Much Are You Worth?

Wondering just how much you are actually worth? You aren’t alone – people put a lot of time and effort into figuring out their “net worth”. In basic terms, net worth is determined by adding up everything you own and subtracting the things you don’t own outright, giving you your total financial worth. I am not big on the idea of using net worth as a deciding factor in many decisions because I believe that quality of life is an important part of the equation that isn’t counted, but for this post we will ignore anything other than the numbers themselves. An upward trending net value is seen as a positive thing and a downward trending net worth is seen as a negative, but please don’t get too down on yourself if you feel as though you aren’t living up to the expectations of others. At minimum, this is just a good thing to do once in a while to at least get a general idea of where you are financially. Let’s take a look at what goes in to figuring out your net worth.

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Your Money or Your Life – Are You Trading Your Work Life Balance For Money?

Are you trading your life for money? One of my favorite books on personal finance/lifestyle choices is Your Money or Your Life by Joe Dominguez and Vicki Robin, and it explores this very topic in easy-to-understand, clear and concise language. I have read it cover to cover several times over, and it remains a staple item on my bookshelf. In fact, it was part of my taking a risk in leaving a high-paying career in the entertainment field for self-employment and freedom from schedules and bosses. Working at a job I didn’t like was financially rewarding for quite some time, but eventually it became a black cloud draining the life out of my soul. I realized I was trading my life away for money, and I had had enough; I up and quit and have been on my own for years now. I was no longer trading my life for money and it was the best decision I have ever made.

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