Category: saving

4

New Year Savings Tips For Your Children.

The turn of a new year is often a time of reflection for many. This year, don’t make resolutions just for yourself, take the time to make resolutions with your children that can have a lifelong effect. Start by discussing and setting some financial goals for your kids. Whether it’s learning the tenants of savings, understanding the ins and outs of responsible credit card use or more, opening the dialogue can happen at any age, any time.

Here are a few tips to get the conversation started, no matter what age your children are:

3

Give The Gift Of Saving Money This Holiday.

I just finished reading an article over at Kiplingers called 12 Gift Ideas That Save Money for the Recipient and was pleasantly surprised that it actually was what it proclaimed to be rather than just another list of “stuff” we don’t really need. It’s nice when a mainstream article gives people info about actually helping others to save money rather than just spending it! So if you are looking for last minute gifts to give to those you love, check out some of the things on this list – you would be doing them a huge favor by getting them any of these as presents. I put my thoughts on each next to them, just in case anyone in my family is reading this!

4

When In Doubt, Ask About A Discount.

As you know by now, I just finished a move to Denver, Colorado. And because I moved into a new place, there are a few things I needed to buy to make it more like “home”. I have been checking out a few stores looking for these items, and one thing I have done in every single one of them is to ask if what I am buying is going on sale anytime soon. With the holidays coming up, most stores will be cutting prices, so I wanted to make sure that what I wanted wasn’t going to be advertised next week at a much cheaper price. I found that most clerks were more than willing to tell me the truth, and thus a few of the things I wanted to pick up I will be waiting another couple of weeks for. These are not make or break items – they are just things I wanted for the new place.

7

My Experience: Don’t Spend A Ton Of Money On HDMI Cables.

Some of you may remember that I mentioned trading in some American Express Rewards Points towards a new HDTV and a Blu-Ray player, and I finally have them all hooked up here in the new apartment. And while the cable guy brough an HDMI cable to hook the cable box to the TV, the Blu-Ray player didn’t come with one so I had to buy one for myself. So I went online to look for one and was amazed at how vastly different the prices can be! A 6 foot HDMI cable on Amazon.com can vary from $.27 all the way up to $299…I was absolutely stunned. While some are basic and some are high-speed HDMI cables, I did some research online to discover that most of these cables all work perfectly fine, especially for people like me who probably wouldn’t notice any difference at all in the quality. On some HDTV forums it was suggested to at least get a high-speed HDMI cable for Blu-Ray players, so I settled on one that got a ton of positive reviews and only cost $9.99 – this Mediabridge Ultra Series 6ft High Speed HDMI Category 2 Certified cable. I hooked it up and everything works and looks great and I am very happy that I didn’t spend a fortune on a $10 cable!

7

Went With The Comcast Triple Play; Hope They Don’t Let Me Down.

If you do a search for Comcast on the internet, you come across some complaints…actually, a LOT of complaints. (Really, all cable/communication conmpanies have a ton of complaints) And I am not happy that they limit the amount of bandwidth you can use per month, especially since I work from home all day. But I hated DirecTV even more than those issues, so hopefully these guys will be a little better. A few weeks ago I wrote about how much I would save by combining my TV, phone & internet, and after talking with a customer relations specialist, here is what my final bill and package looks like: