Create A Shopping List To Stop You From Buying Anything.

It may sound counter-intuitive, but one of the best ways I have seen to prevent you from buying stuff you don’t need is to keep a list of things you think you need and to review it every 30 days. Why does this work? Because chances are that whatever you think you need, you actually don’t – you just want it. And by creating a list of things you see that you want, it gives you time to cool off, step away, and to really contemplate what you are spending your money on.