I always talk on here about watching your spending, staying out of debt, to stop spending on useless “stuff” that doesn’t bring real benefit to your life, etc.. But that doesn’t mean you should be a cheap bastard with your money, either.
OK, times are tough – We all know it. Right now, you might be worrying about how to pay for groceries or the gasoline in your car, and we can use all the help you can get to stretch each and every dollar. Luckily, I have a few friends that have plenty of tips for saving money and I asked them to send them all to me so I could assemble a list for you – the person looking to save money.
At my house, basic digital cable TV cost over $69 per month (plus taxes) and we watch maybe 10 of the 150 channels that they provide to us, meaning that we pay for many channels that we have no interest in. While the price of just about everything headed skyward, paid cable and satellite TV is sometimes one of the first things to go from someone’s budget
Online Free Movies Online Free Movies
- Ralph Waldo Emerson
It’s time to move on and start over. Today is the day I am moving to Colorado, so My Two Dollars will be offline for a few days until I get settled in up there (and get an internet connection back). I hope you guys all have a fantastic weekend and see you next week. Wish me luck.
The processes and practices of getting our personal finances in order are simple to understand, but difficult to implement because they involve behavior changes. In the past something about how you were managing your finances was working for you – you were getting something beneficial from it or you would have been doing it differently. For me, I was getting to avoid facing reality and could go on pretending to be “successful”.
A dream is what is going to get you through the process of changing your behavior. A Dream is a Big Hairy Audacious Goal; an idea that today seems a bit unrealistic, but so moving that the possibility of getting there will influence how you choose to live your life.
Somewhere along the way in life you may have stopped dreaming. I know I did. I don’t know the exact date, but I can pinpoint the time. It was when I began to see my options evaporating because of the choices I had made. My accumulation of debt left me needing to work at jobs that were not my passion. Debt left me unable to afford to travel – one of my passions. The Dream of taking a year off from working to travel the world no longer seemed anywhere close to being a reality.
Today, after getting my personal finances in order, my dream is becoming a reality. This dream serves as a compass by which I can check my habits and behavior. I can ask myself daily, “Is this action going to lead me in the direction of my dream or is it going to lead me somewhere else?” If my behaviors aren’t leading towards my dream then I can change my behavior to get back on course.
What is your DREAM?
Personal finance coach Matt Kelly blogs at personalfinancecoaching.com; through his coaching he empowers clients to become accountable and responsible for their dreams. This transformation eliminates the “usual” stress of financial worries and improves all aspects of his client’s lives.
CNN/Money has come out with their 2009 Best Places To Live – Small Towns list, and I always enjoy checking out the towns that they include. And to my surprise this year, my hometown was ranked #16! I mean, it’s a great New England town, for sure, but to see it at #16 was pretty cool. I am sure that my mom would agree, and I have fond memories of growing up there. This is what they said about Acton, MA:
With its myriad landmarks from the American Revolution and its 1,600 acres of conservation land, Acton has a traditional New England vibe. But it’s also a highly diverse town with a large Asian community and a nonprofit Chinese-language school. The town’s progressive school system is ranked among the best in the state. Jobs are relatively stable here, thanks to large area employers Bristol-Myers Squibb and Cisco. Many residents commute into Boston by rail.
Here are the Top 10 small towns, and you can check out the site to check out all 100:
1 Louisville, CO
2 Chanhassen, MN
3 Papillion, NE
4 Middleton, WI
5 Milton, MA
6 Warren, NJ
7 Keller, TX
8 Peachtree City, GA
9 Lake St. Louis, MO
10 Mukilteo, WA
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