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By David on January 20th, 2010

How To Request A Credit Freeze From The Credit Reporting Agencies.

Credit freezes are designed to prevent any of the 3 credit companies from releasing your credit report without your consent. When you request a freeze on your report, for whatever reason, you are usually given a PIN number to be used to authorize someone to look at your credit report – whether that be at a car dealer, for a real estate transaction, etc.. The credit reporting agency being asked for your information will contact you for this PIN number and assorted other personal identification, just to be sure that you are who you say you are. After all, if you are requesting a credit freeze, it is usually because your identity has been compromised.

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credit
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By David on January 19th, 2010

Getting The Lowest Subscription Cost On The Newspaper.

I haven’t gotten the newspaper delivered to my house in years. Every once in a while I would pick up a Sunday paper back when I lived in Los Angeles, but ever since I moved to New Mexico and now to Colorado I haven’t been buying or reading the local papers…until this past week. For my own “green” reasons I don’t buy the paper Monday – Friday, but now that I have limited my internet time on weekends I have decided to subscribe to the paper on Saturday and Sunday only. Having the physical paper in my house on the weekends makes me take the time to enjoy the coffee and do some reading rather than just jumping right on the computer like I do every other morning. However, as I discovered, reading the paper can cost you either street price OR a heavily-discounted price, depending on how/where you get it from. Which one do you think I went for?

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saving
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By David on January 18th, 2010

Flyer Side: Compare Local Grocery Prices Without Leaving Home.

I was just sent a link (from the founder) to this site called Flyer Side which allows you to compare the prices of products at grocery stores near you – before you even go shopping. All the sales in the weekly flyers are listed on the site by zip code, and are rated on a five-star scale by unit price. For instance, a bag of shrimp is compared with other shrimp sales to see how good it is per pound. The result is our rating: 5 stars is excellent, 2.5 is average, and 0 means wait for a better deal. Pretty cool, indeed. I checked out my zip code here in Denver, and while I do 99% of my shopping at Whole Foods, the site did have listings for the “regular” grocers like King Soopers and Safeway. They also suggest recipes which combine cheap sales from your grocery stores, which can be helpful to those of you on a strict food budget.

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shopping
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By David on January 18th, 2010

AT&T Lowers Monthly Cost For Unlimited Talk And Data.

If you are (or are considering to become) an AT&T customer, you might want to check out what they did to the price of their unlimited talk and data plans. While they made changes to their plans for all users, I was mostly interested in the rates on the iPhone, as that’s the phone I own. But after looking at the rate changes, they don’t really help me any because A. I don’t use that many voice minutes, B. I already have unlimited data with my $30 iPhone “extra” cost and C. texting costs are still separate from data and voice on their smartphones. So while I could now get unlimited voice for only a little more per month, I don’t need it…I NEVER go over my minutes per month. But for those of you looking to get in on the unlimited voice and data plans that Sprint and T-Mobile has had for a while now, the new rates might be worth looking into:

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saving
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By David on January 18th, 2010

Trade The Stuff You Don’t Want…For The Stuff You Do.

So, you have some stuff in your house that you no longer want but have an idea of a couple things you actually do want? Don’t feel like trying to sell them on Craigslist or Ebay? Why not try swapping your stuff for someone else’s? No matter what you want to get rid of, chances are that there is someone else, somewhere, who wants it or can find a use for it. By getting into swapping with others, you you accomplish four things all at once:

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