9
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Open A Chase Checking Account, Get $125.

I am definitely not in the market to open yet another bank account, but it it tempting to get the free $125. I have taken up banks on offers like this in the past, but since I finally got everything switched over and working to Schwab (including ALL my direct deposits), I won’t be doing this one – but you might want to. Chase is offering up $125 to open a new checking account and set up a direct deposit to said account. Not a lot of work for $125! Here are some details of the offer:

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banking
10
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Overview Of The Health Care Reform Bill.

Personally, I am happy that something was finally done about health care in this country. It’s about time we start doing something for people rather than corporations, no? While it’s not perfect, it’s a start – and I will take what I can at this point. As someone who does not have, and cannot get health insurance due to a pre-existing condition, this means a lot as long as the prices we are asked to pay are fair for everyone. The New York Times has a good run down of what this bill will mean for those with and without health insurance, and I wanted to point it out to anyone who had not seen it yet. A few highlights:

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insurance
6
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What’s Next With The Credit CARD Act?

On February 22, 2010, the new Credit CARD (Credit Card Accountability, Responsibility, and Disclosure) Act of 2009 went into effect, which essentially provides more transparency and disallows credit card companies from raising interest rates on outstanding balances without due cause. With the new regulations, credit card companies are only allowed to raise interest rates if they give customers 45 days’ notice of the increase, and they must give customers the opportunity to reject the changes. While this certainly is good news, there are a few potential drawbacks and some unanswered questions.

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credit
10
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Tax Savings, Part 1 Of 4: Why You NEED To Contribute To Your 401(k).

This is a guest post from My Financial Objectives. Catch the rest of his four part series at his site!

People are hesitant to start contributing to their 401(k) for many reasons; the current state of the economy, a feeling of youth, the notion that retirement is a long way off, other bills to pay, etc. Whatever the excuse, the benefits a 401(k) offer should make one’s decision to contribute a much greater priority.

This is the first of four posts outlining the four biggest reasons as to why it is so important to contribute to your 401(k). The four main reasons are:

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investments
10
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Frugal Burnout: Fad Or Portent?

Guest post from Abigail who blogs over at I Pick Up Pennies. She and her husband are in debt from health-related expenses, and she talks about getting out of debt on relatively low income.

I’ve seen several articles lately that indicate spending is up. We could take this to mean that the recession is receding, and certainly that is what the media seem to believe. Unfortunately, I don’t think that’s the real cause. I think we’re in a round of frugal burnout. People have been frugal too long (or so they believe), and they simply can’t take it anymore. They start to indulge here and there. The purchases are small, of course, but they will grow exponentially. And the spending is indicative of a big problem: entitlement.

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Frugal
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