With the arrival of 2010, I thought a quick post and link to some info about organizing your finances could be of some use. In the past, I used to have my paperwork everywhere, and I could never find anything without spending hours digging through file cabinets, paper boxes, the desk, the bookcase…everywhere. And come tax time, forget it. I was never the type to get my shoebox out in January and fill it all year long with tax documents like donations to charity or Goodwill. All that changed in the last year for me, and it has made quite a difference. So, from LifeOrganizers.com, I wanted to share with you these 5 ways to start organizing your finances so that 2010 will be a smoother year than 2009 was.
Two years ago, I wrote about buying rechargeable batteries for everything in my house that needs them – and I have to say that it was definitely one of my better purchases…ever. I got 36 batteries for less than $30…24 AA batteries and 12 AAA ones. There are so many things around my house that use batteries of this size – remote controls, computer mice, smoke detectors, kitchen timers, flashlights – that the purchase has turned out to be a no-brainer. I used to buy multiple packs of AA batteries all year, only to throw them in recycling a few months after the purchase. But now, after my one time purchase, I just plug them and in 30 minutes, I have a brand new set ready for use.
Wondering just how you are doing financially? You probably are if you are like the majority of people. While I don’t necessarily worry about it or spend too much time focusing on how much money I have, it’s nice to check in once in a while to see how I am doing compared to how I am “supposed” to be doing. And since 2009 is coming to a close in a few days, I wanted to revisit a quick little test I found last year over at CNN/Money that asks questions about how much you make, your age, your housing and debt costs, retirement information, etc and tells you how you are doing. While not an exact science, it can give you a good overview of your situation. It only takes a few minutes, so give it a shot!
It’s that getting to be that time again – time to fill up the highways, airports, and railways with people on their way to visit relatives for the holidays. I took off last week via car to the east coast and made it with no problems, right before the blizzard hit. Good thing I drive fast! For those of you just starting to think about what you are going to do this year (Maybe a little late?), there are a few ways to both save money and save yourself some headaches in the process.
I just finished reading an article over at Kiplingers called 12 Gift Ideas That Save Money for the Recipient and was pleasantly surprised that it actually was what it proclaimed to be rather than just another list of “stuff” we don’t really need. It’s nice when a mainstream article gives people info about actually helping others to save money rather than just spending it! So if you are looking for last minute gifts to give to those you love, check out some of the things on this list – you would be doing them a huge favor by getting them any of these as presents. I put my thoughts on each next to them, just in case anyone in my family is reading this!