My Two Dollars

Basic But Effective Monthly Budgeting Worksheet

I got this basic worksheet from TRowePrice and decided to pass it along to those of you looking for a simple yet effective budgeting plan to start down your road of financial responsibility! Just fill in the blanks and see where you stand. Here goes:

1. TOTAL MONTHLY INCOME
After Taxes = $0.00

Then, start subtracting:

2. FIXED EXPENSES
Rent, Mortgage = $0.00
Loan Repayments = $0.00

3. INVESTMENT GOALS
Emergency Fund = $0.00
Retirement Plan Contributions = $0.00
College Savings Plan Contributions = $0.00
Other Savings = $0.00

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organization

By David

The Art of the Complaint And How To Get What You Paid For.

My family and friends think I am very good at complaining to businesses when I am not happy with a product or a service. I explain to them it’s not necessarily that I am good at it; but rather I actually take the time to write or call management about the problem. Most people have a bad meal, or a bad experience and never do anything about it except get mad for a few minutes. For me, I refuse to lose when I am paying for something. Whatever it may be that I am spending my hard earned money on, I refuse to suffer unhappiness due to a bad experience. Sure, some could call it ridiculous, but if I am paying for something, I should get what I pay for. Hence, I wanted to give a few examples of things that have happened this year, what I did about it, and what the resolution was.

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shopping • working

By David

Car Buffs: Free PDF download of World of Cars 2006

If you are a car person, such as myself, this is pretty cool. Plus, it’s FREE! Over at The World of Cars, they have a free download of their 60MB pdf of the 2006 World of Cars guide. From the site:

“It is our pleasure to present to you the World of Cars. If you’re looking for a complete automotive directory, you come to the right place. Our catalogue is as far as we know the largest publication of it’s kind, in the world.

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automotive

By David

Can you guess the price of this dumpy house in Los Angeles?

From Curbed LA

I would say you are going to be amazed……..
but you aren’t……………
if you know anything about Los Angeles real estate.
I live here and even though I expected a figure near this……………..
I didn’t think it would be THIS figure………

Are
You
Ready?

Sure?

Ok then….

And this is why I refuse to buy……

In this market…..

Here goes…..

$749,000.

Ouch.

Source: Curbed LA

Uncategorized

By David

Home Depot Manager calls a customer’s wife a “stupid c*%t”.

Wow. Add this to the reasons I DON’T shop at Home Depot. Normally I don’t shop there because A. the people that work there never know how to help me, and B. even if they did know how, I can never get one of them to do so. But this takes the case.

Over at On Message from Wagner Communications, John Wagner details this experience with a Home Depot manager:

We selected close to $700 worth of merchandise. While checking out, my wife asked if we could have the “12 months no payments, no interest” promotion.

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shopping