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How To Prepare Financially For An Emergency.

I was reading September’s issue of Money magazine, and they had a tiny little blurb on how to “Be Ready For Anything”, and I thought I would take a moment to expand on their list and hopefully offer some of my own suggestions.

On their list there were three things; Protect Your Records, Have Ready Cash, and Get the Right Coverage. Let’s look at what they had to say for each.

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Man accused of faking mental impairment to collect SS benefits

Wow, and we wonder why everyone is saying Social Security is going to run out…I know its not due to just this one family, but imagine how much fraud is going on in the system when they cannot even catch a guy pretending to be mentally impaired…since he was EIGHT.


TACOMA “” For nearly 20 years “” ever since Pete Costello was 8 “” his mother has collected disability benefits on his behalf. In meetings with Social Security officials and psychologists, he appeared mentally impaired and unable to communicate. His mother insisted he couldnt read or write, shower, care for himself or drive.

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Your frequent flyer miles might be expiring December 31.

Ok, so I am not what one would normally call a frequent flyer…I fly 4-5 times a year at most. About 3 years ago, I flew Delta for a few of those trips and gathered up 27,000 miles. Since then, I have not flown Delta, as my last company was using American Airlines, and now I have so many miles with them I only use them. Anyways….I have tried for years to get a free ticket on Delta, to no avail. Not once were my requested dates available, so I kind of forgot about the miles. Until I read somewhere that unused miles would be expiring December 31, 2006 under some new changes that they are implementing for the program. I logged into my account, and sure enough, Dec 31 my miles would have gone away. So I called customer service and was told that I had two choices to keep my miles for another two years:

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Renewable Energy=The Next Job Boom?

Ok…I graduated from college over 10 years ago…make that 12…and well, there was no such thing as renewable energy discussions or climate change talk. But now, according to MONSTER.COM, there will be many jobs available for new graduates in the coming years dealing with solar power, renewable fuels, green building and other environmental issues. So, if you are in college, or soon to be graduating, now might be a good time to reconsider that basket-weaving degree you have been working so hard on…chances are the world could use you to help it out, and not with it’s falling basket market.

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Netflix users rejoice, Blockbuster gives you free rentals

So, you are a Netflix user and you have the tear off sheet once your movie arrives, right? Well, bring it on up to Blockbuster and get yourself a free rental. Yup, just with the piece of paper you tear off when your movie arrives. From Ars Technica-

Blockbuster has launched a new promotion to attract Netflix users to its DVDs-by-mail service: give them free in-store movies. Through December 21, Netflix users can bring in the address flaps off their mailers and exchange them for a free rental at any local Blockbuster store.

Well, what are you waiting for?