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Leaving My Bank – Comparing Online Bank Accounts.

Elisa Cundiff is the guest blogger today, she is the Outreach Coordinator at Thrive, a free online budgeting tool.

Every morning I review all my financial accounts on Thrive, but last Thursday, I noticed something strange: a “$3 non-Citi atm fee”. This was an additional $3 that my bank was penalizing me with for not using a Citi-bank machine. This means that I’m paying upwards of $6 every time I withdraw money from an ATM, because I live in a town where there are no Citi-bank ATMs.

3

Money Quote Friday – Tomorrow Is A New Day/Moving Edition.

Finish each day and be done with it. You have done what you could. Some blunders and absurdities no doubt crept in; forget them as soon as you can. Tomorrow is a new day; begin it well and serenely and with too high a spirit to be cumbered with your old nonsense.

- Ralph Waldo Emerson

It’s time to move on and start over. Today is the day I am moving to Colorado, so My Two Dollars will be offline for a few days until I get settled in up there (and get an internet connection back). I hope you guys all have a fantastic weekend and see you next week. Wish me luck.


2

A Dream Will Lead You Out of Debt.

The processes and practices of getting our personal finances in order are simple to understand, but difficult to implement because they involve behavior changes. In the past something about how you were managing your finances was working for you – you were getting something beneficial from it or you would have been doing it differently. For me, I was getting to avoid facing reality and could go on pretending to be “successful”.

A dream is what is going to get you through the process of changing your behavior. A Dream is a Big Hairy Audacious Goal; an idea that today seems a bit unrealistic, but so moving that the possibility of getting there will influence how you choose to live your life.

2

The 2009 Best Small Towns To Live In.

CNN/Money has come out with their 2009 Best Places To Live – Small Towns list, and I always enjoy checking out the towns that they include. And to my surprise this year, my hometown was ranked #16! I mean, it’s a great New England town, for sure, but to see it at #16 was pretty cool. I am sure that my mom would agree, and I have fond memories of growing up there. This is what they said about Acton, MA:

16

Looks Like Progressive Insurance Is Cheapest…

…for my car in Colorado, at least. I have had State Farm car and renter’s insurance here in New Mexico, and while they have been fine I do think that they are a little on the expensive side for Colorado. The best insurance company I have ever had the pleasure of doing business with was Wawanesa, but they are only for residents of California and Oregon (unless that has changed and I didn’t notice). So, I had to start looking around and it looks like Progressive is going to be the best combination of price/value/convenience for me in Denver. And because I am a new customer, I will be signing up online, and I am going to pay my 6 month premium in advance, I am getting a one-time discount of $69 off my 6 month rate. So for my 2008 Subaru with very decent coverage, I will pay $357 for 6 months – or the equivalent of $59.50 per month. Not bad at all.

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