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6

Citigroup May Refuse To Allow Customers To Withdraw Money.

Um, if you have a checking account with Citigroup, you may want to look into this. Supposedly it is only for accounts based in Texas, but what would stop them from doing it across the country? Seems that Citigroup sent out a letter to account holders stating that “We reserve the right to require (7) days advance notice before permitting a withdrawal from all checking accounts. While we do not currently exercise this right and have not exercised it in the past, we are required by law to notify you of this change.” How messed up is that? Personally, I would move my entire bank account somewhere else if my bank even mentioned that idea, but that’s just me. Texas or all 50 states, there is something that really stinks about this new policy. Who knows what it really means, but it still freaks the hell out of me.

Digital Journal, Motley Fool

24

Talking About Groceries – My Two Week List & Cost.

I have talked before on this site about how much I spend on groceries, asked you how much you spent, and even advised you that cooking at home with “real” food you can save money. My monthly grocery bill is between $200-$250 for myself, and that’s buying organic fruit, vegetables, and meat at Whole Foods. I go out to eat about once a week or so, making my monthly total spent on food to be about $350, give or take. Just last Thursday I did my grocery shopping for the next 2 weeks and the total was $107.69, and in the interest of showing you guys what I bought with my $107 I figured I would list it here:

Organic whole wheat cereal
Organic high fiber cereal
Organic milk
Organic low-fat yogurt
Mixed jar of olives
Organic Tumeric spices
2 X Organic dark chocolate bars
Wild honey
Dried cranberries
Organic frozen cherries
1 lb raw almonds
Organic brown rice
3 pounds chicken
1/2 lb turkey breast
12 oz cheddar cheese
Feta cheese
1 loaf whole wheat bread
2 red bell peppers
2 lemons
5 lb bag organic Yukon Gold potatoes
1 package organic Earthbound Farms salad
1 package organic grape tomatoes
2 organic oranges
2 organic pears
1 organic butternut squash
1 organic red onion
2 organic apples
1.5 lbs organic blueberries
1 organic broccoli bunch
1 organic celery bunch
2 organic carrots

That’s it! This will just about feed me for almost 2 weeks (maybe 12 days). Every time I go I try to buy different products so my meal plans don’t get too static, and this trip I didn’t need to buy coffee as I still had enough at home to last me. Occasionally the bills are more because of personal care or vitamin purchases, but this is pretty average for one of my trips. Here is the scan of the bill:

Grocery Bill1

The idea that organic foods cost WAY more than traditional foods isn’t actually true, especially if you can get them somewhere other than Whole Foods. My grocery bill hasn’t really gone up since I switched to mostly organics, and that’s because I stopped buying frozen pre-packaged meals & soda and started buying mainly fresh singular ingredients to cook with instead. Have you gone organic and/or raw & fresh foods in your grocery shopping? Trust me when I say that if you start buying raw/fresh foods and a good cookbook, you can save a ton on your food bill!

6

Sunday Money Roundup – Sell An Old iPhone Edition.

This past week I sold my original 2G iPhone for over $200 – more than I paid for it years ago. Score! Seems these “no longer under contract” phones are worth some serious cash. I used it on AT&T for years until I got a 3GS model, and then a friend used it on T-Mobile for a while. And now someone else is going to use in on the network of their choice. I think this is the first time a piece of tech I owned was worth more money years after I bought it. Just hope I can do the same for this 3GS once the new ones come out! On to the roundup…

The Wisdom Journal wants to teach you How To Really Screw Up Your Life (Insurance). You should probably pay attention to this post.

Tight Fisted Miser talks about Total Cost of Ownership:Used Camry v. New Prius. If cost is your only concern, used is pretty much always better.

Frugal For Life posts about 1st time coupon clipper mistakes.

Bargaineering wants to know what Your Cleverest Money Hacks are.

Your Finances 101 asks why you buy lottery tickets. I am with him here – I never buy them anymore. It’s a waste of money.

Five Cent Nickel wants you to Re-Evaluate Your Recurring Expenses.

Frugal Babe shows us her new pantry she made after fishing wood out of a dumpster. Some people are so creative!

Ultimate Money Blog wants to know if stopping shaving is a good way to save money. My take? For men, yes. I haven’t used a razor and shaving cream in years. I also haven’t paid for a haircut for years. But women, no. Sorry…I actually like the way your legs look when shaven!

The Digerati Life talks about debt reduction with DIY Debt Reduction Programs: 3 Affordable Ways To Beat Debt.

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